Chain Reaction Cycles - Fraud alert !!!!
Discussion
If you have purchased anything through Chain Reaction Cycles recently, then I would suggest checking your statement very carefully for fraudulent transactions.
I recently had some fraudulent transactions on my bank account (debit card), including a couple of £2 transactions to T-Mobile, two £15 top ups to O2 and an attempted purchase at John Lewis for over £400. I was alerted to the latter by Barclays fraud detection.
First thing I did was to google "chain reaction cycles fraud", since I've only recently started using their site for purchases. Lo and behold there is a lot of discussion in various cycling forums saying similar things, although Chain Reaction are not admitting fault yet:
http://road.cc/content/forum/32203-chain-reaction-...
http://www.bikeradar.com/forum/viewtopic.php?p=168...
I recently had some fraudulent transactions on my bank account (debit card), including a couple of £2 transactions to T-Mobile, two £15 top ups to O2 and an attempted purchase at John Lewis for over £400. I was alerted to the latter by Barclays fraud detection.
First thing I did was to google "chain reaction cycles fraud", since I've only recently started using their site for purchases. Lo and behold there is a lot of discussion in various cycling forums saying similar things, although Chain Reaction are not admitting fault yet:
http://road.cc/content/forum/32203-chain-reaction-...
http://www.bikeradar.com/forum/viewtopic.php?p=168...
I can back this up. I got a new credit card about six weeks ago. I'd only used it half a dozen times in the same supermarkets and petrol stations I've been using for years with no problem. I then used it once on line at Chain Reaction. Two days later I got a call from my card issuer's fraud department asking if I'd made a couple of transactions through Google checkout within the previous couple of minutes. I hadn't, and as a result my card has now been cancelled. I can't prove anything but it's hard to see where else my card details had been taken from...
I bought a few bits from them on the 22nd and the 25th Feb. The last CRC payment was debited on 01/03 and 2x£15 O2 debits appeared on 02/03
It's lucky it was the start of the month and I was keeping an eye on things as I managed to cancel the card between the first transaction and the one where they empty your account. Got rid of my credit cards a while back so was foolishly using my debit card.
It's the first time I've ever had this kind of thing. Looks like it'll be back to using a CC for all on line transactions in the future.
As an aside, Barclays were very good about this. Card cancelled, new card recieved and debits cancelled in two days.
It's lucky it was the start of the month and I was keeping an eye on things as I managed to cancel the card between the first transaction and the one where they empty your account. Got rid of my credit cards a while back so was foolishly using my debit card.
It's the first time I've ever had this kind of thing. Looks like it'll be back to using a CC for all on line transactions in the future.
As an aside, Barclays were very good about this. Card cancelled, new card recieved and debits cancelled in two days.
Long thread on STW about this too. I was done for 2x£15 o2 top ups a day after buying from CRC 
http://www.singletrackworld.com/forum/topic/crc-se...

http://www.singletrackworld.com/forum/topic/crc-se...
frontbum said:
Long thread on STW about this too. I was done for 2x£15 o2 top ups a day after buying from CRC 
http://www.singletrackworld.com/forum/topic/crc-se...
It's quite amusing. Either the MD or someone posing as the MD of CRC's ecommerce partner registered and logged in to post on that to deny all knowledge and blamed us all for looking at too much grot. 
http://www.singletrackworld.com/forum/topic/crc-se...

Every cycling forum I've visited recently has had rather long threads about this. Almost everyone that's been done has started with small PAYG top ups to check the card is active, then the bigger payments come.
At first I thought it might be a bit unfair to be pointing the finger at CRC right away but it does seem to be too much of a coincidence considering the number of posts that are cropping up.
At first I thought it might be a bit unfair to be pointing the finger at CRC right away but it does seem to be too much of a coincidence considering the number of posts that are cropping up.
You can see why CC co's are wanting to use verified by visa type stuff now.
But how long till they get your password for that?
PayPal seems to have embraced web tech so much better, since if you are on the web, you have email, so notification of purchase via email makes sense for internet stuff!
Seems on the internet, their site is leaking data somewhere?
Dave
But how long till they get your password for that?
PayPal seems to have embraced web tech so much better, since if you are on the web, you have email, so notification of purchase via email makes sense for internet stuff!
Seems on the internet, their site is leaking data somewhere?
Dave
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