Best deals on insurance this year?
Best deals on insurance this year?
Author
Discussion

TJC46

Original Poster:

2,198 posts

235 months

Monday 7th March 2011
quotequote all
Hi guys who is best at the moment for insurance? Only use the car for 6 months[sorn for other 6] max about 3000 to 4000 miles, no track days but must have agreed valuation. anyone recomended?

Graham

16,381 posts

313 months

Monday 7th March 2011
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I was very impressed with the quote I got from classic line today for my chim.

neal1980

2,584 posts

268 months

Monday 7th March 2011
quotequote all
Graham said:
I was very impressed with the quote I got from classic line today for my chim.
and me smile and I mean IMPRESSED!!

peaktorque

1,807 posts

240 months

Monday 7th March 2011
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RH insurance.

£175 for a year on my Chimaera (3000 mile limit)

Dave_M

5,486 posts

253 months

Monday 7th March 2011
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Not tried for the TVRs this year yet (but my MG went up by 50% with no changes!!!) but last year Classic Line beat the prvious year's quote from Hagerty.

Smooth Smith

620 posts

193 months

Monday 7th March 2011
quotequote all
Henderson Taylor was the cheapest for me.

Graham

16,381 posts

313 months

Monday 7th March 2011
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neal1980 said:
and me smile and I mean IMPRESSED!!
I was plesantly surprised, I've owned the car since 99 but its been off the road for the last 3.5 years after I borrowed a few bits for the race car. I was expecting the worst as I've lost the full no claims i had on it due to it not being insured.. The quote came to less that I paid 4 years ago with full no claims??

gordonsalive

446 posts

216 months

Tuesday 8th March 2011
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Jelf Group for me this year on a multicar policy

Number 7

4,113 posts

291 months

Tuesday 8th March 2011
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peaktorque said:
RH insurance.

£175 for a year on my Chimaera (3000 mile limit)
I'd be interested in your experience with RH on the other thread.

NTEL

5,051 posts

269 months

Tuesday 8th March 2011
quotequote all
gordonsalive said:
Jelf Group for me this year on a multicar policy
Been on their multicar policy for 3 years but this year I found it much cheaper by over £200.00 to split the insurances. I have opted to go with Mannings for the Tuscan this time. Includes 5000 miles per year, track day cover, no claims protection, all the usual legal stuff all for £381.00.

Oh and Gordon, did Alasdair explain to you that you don't accumulate a no claims bonus discount whilst on a multicar policy with them. Worth checking it out.


Edited by NTEL on Tuesday 8th March 15:47

anonymous-user

83 months

Tuesday 8th March 2011
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Been with Jelf/Sunninghill for nearly 9 years, however they have informed me they are no longer covering TVRs unless they are part of a multi car policy.

bobfather

11,197 posts

284 months

Wednesday 9th March 2011
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peaktorque said:
RH insurance.

£175 for a year on my Chimaera (3000 mile limit)
Google put me off this one straight away. Apparently RH won't fund accident recovery. The web site says they do but Google search suggests they don't, perhaps some fine print exclusion on the policy docs. Makes me wonder what other 'normal' insurance inclusions are actually excluded to enable the low cost

Tyre Tread

10,678 posts

245 months

Wednesday 9th March 2011
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Classic Line worked out best for me.

peaktorque

1,807 posts

240 months

Wednesday 9th March 2011
quotequote all
bobfather said:
Google put me off this one straight away. Apparently RH won't fund accident recovery. The web site says they do but Google search suggests they don't, perhaps some fine print exclusion on the policy docs. Makes me wonder what other 'normal' insurance inclusions are actually excluded to enable the low cost
I can't be bothered to read the small print, I just went with the cheapest parasites policy. I'll just try not to crash.

TBH the better company seemed to be Mannings with more TVR orientated cover including track days etc, but they were a whole £50 more expensive for 1000 miles limit a year less.

Macey

1,326 posts

222 months

Friday 11th March 2011
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Just about to re-new my insurance, 1 quote from The AA wanted £4500. frown:

grantT350T

188 posts

201 months

Friday 11th March 2011
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Some info I posted on an earlier insurance topic this year which may help just to see spread of figures - does relate to T350, so maybe not so useful for your situation, and looking at 5K and 7.5K mileage requirement, but hey-ho!:

MSM best for me on price and customer service. Don't be put off by slightly quirky website!

I renewed in Jan; previously with Flux, who to be fair had by far the best price last year, but gave me a terrible renewal quote this year!! I'm 36, 8 years no claims, rural postcode; quotes were for fully comp - my research led to the following if it is of help:

Flux - £833 (5K miles; inc £15 PA cover, £52 breakdown cover and £14 keycare)
Heritage - £833 (5K miles; assistant said modern TVR's seen by them as high risk and therefore they loaded premiums)
A-One - £791 (7.5K miles) or £680 (5K miles)
Classic Line - £568 (5K - high excess with this policy @ £500)
Mannings - £581 (7K miles) or £489 (5K miles) - must say Lee @ Mannings was excellent and their TVROC policy includes 45 days European cover, track days covered and use of repairers of your choice.

Henderson Taylor -(Lost the will to phone another company at this point!)
Richard Eggar -(As above!)

MSM £490 (7.5K miles!) - winner! I was after higher mileage allowance, low XS and choice of own repairer in event of problems. As I do not track the car the added 'bonus' in a Mannings Policy was not needed. Rest of MSM policy met my needs. Speak to Dawn, she was fantastic.

aubrey9160

396 posts

211 months

Friday 11th March 2011
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I think classic line have a price promise as they did mine last year when I found a cheaper quote.

grantT350T

188 posts

201 months

Friday 11th March 2011
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[redacted]

julianc

1,984 posts

288 months

Thursday 17th March 2011
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Issue from my perspective is not necessarily price (provided it is not ridiculous), but how good are they if you have an accident, as that is the really stressful part.

What experiences do people have of service from these companies when you really need them?

Julian

Mags

1,201 posts

308 months

Thursday 17th March 2011
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Smooth Smith said:
Henderson Taylor was the cheapest for me.
What he said, by a HUGE margin!