Insurance not paying out?
Discussion
A friend of mine has a Toyota Supra with an immobiliser that sometimes malfunctions. The original installer is going to sort it out. However, he's been told that whilst an alarm system is classified as (say) Thatcham Class 1 for 10 years from the time it is installed, that classification does NOT last if the car is sold wihtin that period. Hence the insurance company has a loophole for non-payment in the event of a claim. Can anyone confirm or deny this?
B*ll*cks!
The Thatcham rating is given (usually on a 2-3 year basis) to units that are tested by them. If a manufacturer wants to extend the certification then it has to be re-submitted when the old one runs out.
It has nothing to do with the car/owner!
The only thing that could have caused confusion is if the alarm fitter give a 'Cat 1 guarantee' where the alarm will be upgraded for no/small cost if the certification runs out.
My Clfford has this gurantee for 4 years - if Thatcham remove the alarm from the list then Clifford will upgrade/replace my alarm to Cat 1 again.
The Thatcham rating is given (usually on a 2-3 year basis) to units that are tested by them. If a manufacturer wants to extend the certification then it has to be re-submitted when the old one runs out.
It has nothing to do with the car/owner!
The only thing that could have caused confusion is if the alarm fitter give a 'Cat 1 guarantee' where the alarm will be upgraded for no/small cost if the certification runs out.
My Clfford has this gurantee for 4 years - if Thatcham remove the alarm from the list then Clifford will upgrade/replace my alarm to Cat 1 again.
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