Is it any wonder that there are so many uninsured drivers?
Discussion
Yes it's a crap situation, and I certainly wouldn't like to be 17 in this day and age.
Perhaps putting young drivers on a restricted policy is the answer (while far from ideal). ie.. restricted to carrying one passenger, restricted to times of use etc...
As I say, not ideal, but perhaps the insurers could then reduce the risk associated with a young driver, allowing the young driver to build up some road experience.
Perhaps putting young drivers on a restricted policy is the answer (while far from ideal). ie.. restricted to carrying one passenger, restricted to times of use etc...
As I say, not ideal, but perhaps the insurers could then reduce the risk associated with a young driver, allowing the young driver to build up some road experience.
DaveL485 said:
My part time Motor Traders policy.
2009- £630
2010- £960
2011- £1270!!!!
NOT happy. Thieves.
To be fair. motor insurance is a loss leader for many companies. I work for an insurance company, and our motor division has made a loss for the past several years. Premiums need to go up, sadly (my own has risen a great deal over the last year)2009- £630
2010- £960
2011- £1270!!!!
NOT happy. Thieves.
However, those quotes for the OP are ridiculous!
Ozzie Osmond said:
It's called "buying a car that's suitable to insure for a young driver".
A lot of us have been there and done that.
You mean very much like the small, low powered safe mannered hatchback the OP is trying to insure? A lot of us have been there and done that.
I struggle to think of a more appropriate car than a C1.
Exactly the situation my step Nephew is in.
Hes getting close to passing so I thought as I might be selling the 205(its a 1.1) soon i'll sell it to him
Cheapest quote 3k! just to test we bumped his age and years driving a drop of 2k if he was 22!
Its quite sad when you hear a 17 year old say I think i'll leave driving untill I leave uni...
Hes getting close to passing so I thought as I might be selling the 205(its a 1.1) soon i'll sell it to him
Cheapest quote 3k! just to test we bumped his age and years driving a drop of 2k if he was 22!
Its quite sad when you hear a 17 year old say I think i'll leave driving untill I leave uni...
I view insurance as a necessary evil.
I was on the phone to my insurer (Direct Line) this morning, about adding a second car (Boxster S) to my policy (already have a Jag XJ8 on there). They wanted £3k to insure both (I'm 39, full no claims, no endorsements or accidents).
Admiral did both cars for less than £900. Guess who got my custom?
Admiral may not be the best, but if the government insist I have to be insured, then I'll go with the cheapest and try to continue to avoid having accidents.
Personally, I'd welcome an extra tax on fuel (yes, really) that provided a basic third party cover.
I was on the phone to my insurer (Direct Line) this morning, about adding a second car (Boxster S) to my policy (already have a Jag XJ8 on there). They wanted £3k to insure both (I'm 39, full no claims, no endorsements or accidents).
Admiral did both cars for less than £900. Guess who got my custom?
Admiral may not be the best, but if the government insist I have to be insured, then I'll go with the cheapest and try to continue to avoid having accidents.
Personally, I'd welcome an extra tax on fuel (yes, really) that provided a basic third party cover.
Edited by TTwiggy on Thursday 17th February 14:46
A question for the OP: do you genuinely think that your son is a lower risk than the average 17 year-old male from the area you live in? If so, you've got to do something to prove that to the insurance companies, because what you're being quoted is roughly what the average 17 year-old male in your area costs the insurance companies each year.
Trouble is, as a 17yr old male, he's highly likely to crash and cause more damage than just the value of the C1.
Which is why the insurance is so expensive. It's a free market but a risk-based market. If 17 yr old males were less of a risk, the insurance would be driven down by competition.
Which is why the insurance is so expensive. It's a free market but a risk-based market. If 17 yr old males were less of a risk, the insurance would be driven down by competition.
Johnnytheboy said:
Trouble is, as a 17yr old male, he's highly likely to crash and cause more damage than just the value of the C1.
Which is why the insurance is so expensive. It's a free market but a risk-based market. If 17 yr old males were less of a risk, the insurance would be driven down by competition.
True.Which is why the insurance is so expensive. It's a free market but a risk-based market. If 17 yr old males were less of a risk, the insurance would be driven down by competition.
Time to try alternative car quotes?
See if that changes anyhting
Gassing Station | General Gassing | Top of Page | What's New | My Stuff