CHUBB Masterpiece Insurance

[F458]

Is it worth the extra £££?
Coming up to renewal.
+'vs Agreed Value for the year - so no quibbles on claim £ if a total loss occurs
Free Breakdown Cover
Fully Comp on other cars which you drive - and for named drivers on Chubb cover
Any other driver is fully comp to drive your cars so long as you give them permission to. I never quite understand this as basically you could say to a 17 year old who had just passed his/her test to take the Veyron (if i had one!!!) for a spin and they would be fully comp insured!!! Would like to see what would happen in reality!!!

-'vs Cost - 20% more than the next best alternative - there isn't really an alternative when it comes to covering the policyholder and named drivers fully comp on ANY other car as I don't think any other insurance co do this?
Although its nice to have in place - when do i actually drive anyone elses cars or they drive mine? Not very often so probably paying for cover I don't need.
Have never had a claim with them so dont know how they are at paying out.
Have a 'high risk' driver who needs to be insured - Chubb seem to play ball here.
Get dragged in to taking the house insurance with them also - again very comprehensive cover but is it really needed?

Any comments on Chubb or cover like Chubb's appreciated.

[Panayiotis]

The Chubb policy is fantastic, the claims service is what you are really paying for on the household side, it is very prompt and generally they dont say no. I wouldnt hesitate in paying the extra.