Classic insurance

[wolfy1988]

is Classic car insurance much cheaper?

Examples would be great!

[warp9]

classic insurance is not 'cheaper insurance'. It is designed to cater for a specifc profile based roughly around the vehicle age (10 years+), it being a cherished second vehicle, driven on a given annual mileage (1500, 3000, 5000) and can provide agreed value (not market value). The risk profile of all these (plus other standard factors) denote the claim frequency and thus premium an insurer is going to charge.

Ergo, it may be cheaper than a standard private car policy if you meet all the requirements.

[marcosgt]

My classic insurance allows unlimited mileage (think it's only valid for cars over 25 years old though).

M.

[Stitch]

Unlimited mileage often on the basis that the you wouldn't want to drive the insured vehicle far.

Classic policies don't normally attract NCB.

When proposing the policy it is normaly to be asked how many cars in the household (presumably to gauge whether the vehicle really is a cherished play thing, or the daily snotter)

[sawman]

my classic insurance allows unlimited mileage, business use, I can do some trackdays (not competition) with a bigger excess, but doesnt attract NCB