Starting building work - inform home insurers?

[paul38]

Pretty much as the title says, we're about to have building work start on our home to add an extension, and was wondering if i need to / better informing my house insurance (buildings and contents). The house will be secure throughout the process (apparently) but get the feeling the insurance may not cover us or certainly not the same level of cover during the work.

Any help would be great

Paul

[sleep envy]

yes and you should make sure your contractor also has the relevant insurances in place too

[Jasandjules]

I would. Better safe than sorry.

[paul38]

swerni said:

why don't you phone them and ask them?

Cheers for the replies guys, this is the first building work of substantial size we have ever done and so am pretty new to iit all.

he he good point, yeah i should and will. The thought only really occured to me ref needing to let them know.

Whats the norm, are you still covered while the works going on? I had heard that contents cover wouldn't

Cheers
Paul

[Jasandjules]

swerni said:

why don't you phone them and ask them?

You there, take your reasonable and rational ideas and begone. This is pistonheads.

[37Flipper]

Yep, you will need to inform your current insurers and they will probably put a clause onto your insurance regarding theft by forced entry only.

I know this because:

1) I am doing the same later on this year and

2) I am at work on hold to customer services for exactly the same thing for one of my company's customers...... (Green Army!!! )

Edited by 37Flipper on Tuesday 6th April 20:19

[paul38]

37Flipper said:

Yep, you will need to inform your current insurers and they will probably put a clause onto your insurance regarding theft by forced entry only.

I know this because:

1) I am doing the same later on this year and

2) I am at work on hold to customer services for exactly the same thing for one of my company's customers...... (Green Army!!! );)

Cheers for that, that seems fair, i was thinking its one of those things 'your damned if you do, and damned if you dont' i may give them a call tomorrow morning.

Cheers
Paul

[paul38]

Cheers for the help,

Phoned insurers, they quoted a contractors clause, which in essence really is the house has to be left secured at nights and closed/sealed against the weather - fair enough. They quoted a lengthy statement which really boils down to the contractor working in accordance with safe working practices etc.

cheers

Paul