insurance advice

[andy390se]

hi all have made the jump over from the tvr side to an s1 elise.
looking forward to it got about 1 week wait to collect it could be a long week. have had a couple of quotes but both seemed to high £500 mark car is wk end use so miles capped any pointers on who to use have full no claims 35 yrs old is that about right or anything much lower not worth having? looking forward to the car but have a load of questions to ask .
many thanks andy.

[The Bandit]

£500 sounds pretty reasonable actually,the premium seems to go right down after your first accident free year.

Have a look through this lot,specialist insurers for Elises:

http://wiki.seloc.org/a/Insurance

[4pot]

When I had my standard S1 aged 28, I was paying £380 pa, with unlimited mileage. Granted that was some 6 years ago, but I'd expect to pay alot less than £500 for a standard S1.

I pay £660 pa on a Honda'd S1, with unlimited mileage, so I think that's a tad expensive to be honest. Post code and limiting mileage will play it's part, along with experience.

I know that some insurers are loading the policy for new ownwers in the first year, as a direct result of teh sheer number of total losses that they're seeing.

Try some of the specilaist insurers via Seloc as Bandit suggests.

[Pabl0]

My S1 is around £300, full no claims (protected), unlimited mileage, 4 free track days, £150/£250 excess, 1 sp30. Received 10% discount being a member of Seloc. Through Henderson Taylor (phone number in Seloc Wiki).

[Ganglandboss]

I've just had a quote with Richard Egger for £570ish. I don't think it is bad really and is based on:

• 30 year old (me - not the car obviously)
• 6,000 miles per year
• 6 years no claims (2 of which are on the Elise)
• Standard S1 apart from induction and exhaust upgrades
• SP30 last year

With that I get 4 free track days but at the expense of glass cover.

I have heard better for 100% standard cars (but not many are) and people in other parts of the country. A Manchester postcode is a killer for me.

[kazste]

Just gone with competition car insurance. Notts postcode kept on driveway unlimitedmiles 28 years old not had a year with the car elise s 6years ncb all in at £420 including 4 free trackdays. Seems very reasonable indeed and makes your quotes seem a little on the high side. Only a £500 excess as well

[mrh3113]

CCI have been the best for me for the last 2 years

[andy390se]

henderson taylor came thru at £332 so pleased with result. Could of gone with zurich £1000 with a wait for it .......£800 excess!!!!!!!!!!!!!!.
now all i have to do is wait to collect my new toy arrrghhhhhhhhh.