What is money to you?
Discussion
I always know exactly how much money i have, and keep a very strict budget. I am saving for my house and travelling you see, and will only spend money if it's worth while, and wont buy anything unless i really need it.
I just see this as sensible and really don't understand how people get into so many money problems!
I just see this as sensible and really don't understand how people get into so many money problems!
Spend spend spend. Make more money and spend again. If I see something I want and can afford it I will buy it. Whats the point in pissing about watching .1% here and there. If I cant afford something and I want it I will save till I have enough then spend the money on it. Rainy days suck anyway so make everyday rainy (money wise) 

Has changed with the age qnd the job. In my younger days I was public sector and if I had £1 in the bank at month end that was OK.
Now I am older and self employed and like to have a 6 month buffer before I spend any large amount. The chances of me making up for any stupid mistakes which leave me skint are diminishing as retirement looms.
On Time said:
I watch and I spend, if that makes sense.
I always try to keep a certain savings threshold.
Makes sense to me, I'm in that boat too.I always try to keep a certain savings threshold.
I think it is easier once you have established yourself, be it a couple of ranks above entry level in the services, a couple of rungs on the management ladder or established a customer base for your own business.
Also, once you have 'established' a family unit you are less inclined to spend £100s a month pissing your wages up against the wall of the Red Lion, or worse.
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