cash - do you still use it?

[grand cherokee]

nowadays most people seem to use cards - but does anybody else use cash and try to get discounts?

how much cash do you carry at any one time?

i posted this question a long time ago and am interested if attitudes have changed given the current financial situation?

[Simpo Two]

But 'getting discounts' merely exacerbates the current financial situation. You want to save money but the people selling stuff have to make a living too.

[krallicious]

Still use a card a lot but cash I am trying to use only cash as I find it easier to control my finances that way

[Risotto]

I'm not sure cash has the allure it once had when making big purchases - it simply means the seller can't make some extra money by selling you a finance package.

I tend to use debit cards because I don't always find it convenient to go and get cash once a week. It is nice to be able to toss the receipts in the bin without shredding them when you use cash though!

Edited by Risotto on Monday 3rd November 13:34

[RemaL]

I use cash for most things under £50. often higher if I got the cash

[AndyWoodall]

I tend to use it for annoying car parks that haven't joined the 21st Century.

[Emeye]

Simpo Two said:

But 'getting discounts' merely exacerbates the current financial situation. You want to save money but the people selling stuff have to make a living too.

They can always say no! And the mark ups of many retailers is huge on certain good. Also, depending on their arrangements with the banks, they can get charged a percentage of the transaction, so if it's large why not split the difference with the customer?

Personally I only really carry cash when I'm out boozing - never carry more than £50ish unless I'm expecting a heavy night!

Edited by Emeye on Monday 3rd November 23:10

[Soovy]

I spent six years as a lawyer for a bank.

I use cash for everything except massive purchases. Petrol, groceries, everything.


Tells you all you need to know.

[Riknos]

Cash always on a night out - Allows you to control your spending. Alas though, this normally ends up in an 'oh crap, I'm out of cash, oh well, stick it on the card...' thing instead of the actual controlling of spending..

...Drunks eh?

[snotrag]

Some people in this society would do well to start using cash a bit more for everyday shopping, maybe they would start to put a value on things.

Take 1 weeks worth of cash out on Monday morning. If its spent by Thursday, tough st. if theres any left over by Sunday, put it in the savings account.

[bp1]

Use cash for everything except large purchases. Easier to keep track off that way.

[bp1]

Use cash for everything except large purchases. Easier to keep track off that way.

[Soovy]

bp1 said:

Use cash for everything except large purchases. Easier to keep track off that way.

......... and more importantly, makes it more difficult for them to keep a track on you.

[digger_R]

Soovy said:

bp1 said:

Use cash for everything except large purchases. Easier to keep track off that way.

......... and more importantly, makes it more difficult for them to keep a track on you.

[AndyWoodall]

Soovy said:

I spent six years as a lawyer for a bank.

I use cash for everything except massive purchases. Petrol, groceries, everything.


Tells you all you need to know.

Doesn't exactly tell us everything, would you share your reasons? (Seriously, I'm interested as to why)

[CrashTD]

everything is in cash. Always get a discount for cash. Mainly why I shop in independant shops.

[nigelfr]

Strictly cash except when internet shopping.

[Simpo Two]

There's another factor here, and one which has led to all the problems.

Once when the world was young, you got paid in cash and if you spent it too quickly, you went hungry. People learned to value money as a precious commodity. You could only spend it once.

Plastic cards mean that not only do you forget you are spending real and irreplaceable money, but they allow you to buy stuff before you can actually afford it. That is the top of the slippery slope - a slope that we've just seen the bottom of.

[Eddh]

Cash

[Soovy]

anonymous said:

[redacted]

Ace posting, Bedders.