Debt Agency

[Gooby]

I have a debt agency chasing me over an issue with "3" mobile phones about 6 years ago. At the time there was a long drawn out chain of letters that showed that I was not responsible for the debt. All of which I have lost.

So the demands have started to appear. They were for £24.17. Now the final demands have arrived and today they are willing to cut a deal for a one off payment of £12.09.

I do not owe this money. Shall I call thier bluff and tell them to take me to court and point out that I will counter sue for all my time and distress caused by this matter.

Or swallow my pride and pay the motherhubbards even though I owe them nothing.

[Mrs Trackside]

If the alleged debt is over 6 years old, it no longer exists. Tell them to prove you owe it in court and that you won't enter into any other correspondence with them.

[Rupert Da Fridge]

Counter Counter Counter Counter Counter Counter Counter Counter Counter Counter Counter Counter Counter Counter Counter Counter Counter Counter


They thrive on innocent people paying the debt of slippery b*s*a*r*d*

[Rupert Da Fridge]

Mrs Trackside said:

If the alleged debt is over 6 years old, it no longer exists. Tell them to prove you owe it in court and that you won't enter into any other correspondence with them.

Is that right about debts over 6 years? Where's the info on that?

[Mrs Trackside]

Rupert Da Fridge said:

Mrs Trackside said:

If the alleged debt is over 6 years old, it no longer exists. Tell them to prove you owe it in court and that you won't enter into any other correspondence with them.

Is that right about debts over 6 years? Where's the info on that?

http://www.insolvencyhelpline.co.uk/debt_factsheets/liability_for_debts_and_the_limitation_act.php

So long as it's an unsecured debt and you haven't admitted liability for it in the last six years. Check the details of any arguments you may have very carefully before you start the argument.

http://www.debtquestions.co.uk/forum/message.php?m...

[paul26982]

thought it was alot less than 6 years

[Rupert Da Fridge]

Fab info, cheers, will hold that on file just in case, you never know .......

[grumbas]

We push a lot of our bad debt out for collection - its a percentages game, it's better to get x% of it back than nothing.

The amounts you're talking about it's not cost effective for them to put any more effort into it than a few phone calls and a couple of letters, so they'll go away soon enough I'd expect.