went to view a house today...
went to view a house today...
Author
Discussion

Mc Lovin

Original Poster:

5,588 posts

251 months

Thursday 25th September 2008
quotequote all
so i saw a houe today thats on the same road where i work, so after looking around and asking the usual questions, we came onto the subject of planning, it has had planning submitted for an exstension downstairs for a larger kitchen.

She explained that its been in for a few weeks and is pending, if i wanted to view the details on it i should go up to the office which is also on the main street in the town i work in.

Anyway i said somehting along the lines of, i dont have time now, but we go to the pub on a friday lunch time so as im passing i'll call in then.

at some point she cut me off and started asking me where the pub was ect, then at the end of the convo she said something like "well let your boss know thanks for the invite but i wont be able to go" (roughly i cant properly remember it)

i was left totally confused, had she thought i was inviting her to the pub? i wouldnt have minded but she was old enough to be my mother (dont get me wrong i find older women attractive) she was far far too old.

im now slightly un settled about going back into the agents tomorrow, its totally thrown me off!!

and whilst im on the subject this house is up for £245k its been on the market for about 6months, it needs re decorating and obv the extension building. she tried telling me that it was on the market for a few weeks, however as i pass it everyday i know that to be total bks! What should i offer? i was thinking 190k....

BoRED S2upid

21,071 posts

270 months

Thursday 25th September 2008
quotequote all
190k and slip it to her to ensure you seal the deal wink

Justayellowbadge

37,057 posts

272 months

Thursday 25th September 2008
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200K?

Bloody hell, pocket money has gone up since I was your age.

Swillsy

181 posts

217 months

Thursday 25th September 2008
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offer what you like tbh I just got 30% off a new build flat in the midlands. The market has continued to slow down so go for itsmile

GreenDog

2,261 posts

222 months

Thursday 25th September 2008
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Mc Lovin said:
she was old enough to be my mother (dont get me wrong i find older women attractive) and she totally tossed me off!!
Some people will do anything to sell !

hehe

MikeyT

18,443 posts

301 months

Thursday 25th September 2008
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£250k house? You look about 19 mate - sorry. Am I missing something here?

V8S

8,582 posts

267 months

Thursday 25th September 2008
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I hope you didn't go up a road that had been closed except for access.

Mc Lovin

Original Poster:

5,588 posts

251 months

Thursday 25th September 2008
quotequote all
Justayellowbadge said:
200K?

Bloody hell, pocket money has gone up since I was your age.
well its either continue to spend £500 a month on fuel or get a house close to work untill our family home has the planning sorted and is finished, then i can re mortgauge the house near work to pay for the work on the family home, rent it out to pay for the mortgauge then voila, one family home and no monthly out goings, apart from utilities.

Mc Lovin

Original Poster:

5,588 posts

251 months

Thursday 25th September 2008
quotequote all
MikeyT said:
£250k house? You look about 19 mate - sorry. Am I missing something here?
i dont know are you?

bigandclever

14,404 posts

268 months

Thursday 25th September 2008
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Offer £255k.. come on, property prices have got to start recovering at some point, take one for the team you selfish sod.

And as for whether Mrs Robinson wants to boff you, if *you* can't even be arsed to partake fully in *your* conversation how the fuc..oh, look a wasp. Cool. Like a fly dressed as a tiger..... Where were we?

Mc Lovin

Original Poster:

5,588 posts

251 months

Thursday 25th September 2008
quotequote all
i really should have thought not to post this on here, maybe handbag.com would have been more suitable biglaugh

MikeyT

18,443 posts

301 months

Thursday 25th September 2008
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Mc Lovin said:
MikeyT said:
£250k house? You look about 19 mate - sorry. Am I missing something here?
i dont know are you?
You only look about 20 - sorry ... you're probably 40ish then ...

I wouldn't be thinking of buying a house just now with the idea of then trying to remortgage it ... in a downward market? That is daft.

R4PID

1,060 posts

275 months

Thursday 25th September 2008
quotequote all
MikeyT said:
Mc Lovin said:
MikeyT said:
£250k house? You look about 19 mate - sorry. Am I missing something here?
i dont know are you?
You only look about 20 - sorry ... you're probably 40ish then ...

I wouldn't be thinking of buying a house just now with the idea of then trying to remortgage it ... in a downward market? That is daft.
but theres a ol' bag shag in it for him.. I say go for it (the shag that is)

Carreauchompeur

18,328 posts

234 months

Thursday 25th September 2008
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Worst "I look very young but can get finance on a 290K house and shag the Mrs. Robinsonesque estate agent into the bargain" thread ever.

Mr Fenix

863 posts

235 months

Thursday 25th September 2008
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My advice would be to check out the land registry documents either online or in person if you can. The proper docs the free online stuff is okay but doesn't have all the details. For about a tenner these can be quite informative and should give you juicy info like when she bought it, price and if she has any further standard securities on it. Giving you a crucial insight into her financial status and viability of lo-ballin' her.

Once you have all that info. make an educated guess as to what she would accept. 254k in a stagnant market is a solid reason why its been up for sale for 6months.

Zod

35,295 posts

288 months

Thursday 25th September 2008
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Swillsy said:
offer what you like tbh I just got 30% off a new build flat in the midlands. The market has continued to slow down so go for itsmile
It's certainly better to offer honestly. A dishonest offer really won't do.

I got 30% off an apple today, so you should definitely offer below the asking price of a melon.

Edited by Zod on Thursday 25th September 17:57

SeeFive

8,353 posts

263 months

Thursday 25th September 2008
quotequote all
Mr Fenix said:
My advice would be to check out the land registry documents either online or in person if you can. The proper docs the free online stuff is okay but doesn't have all the details. For about a tenner these can be quite informative and should give you juicy info like when she bought it, price and if she has any further standard securities on it. Giving you a crucial insight into her financial status and viability of lo-ballin' her.

Once you have all that info. make an educated guess as to what she would accept. 254k in a stagnant market is a solid reason why its been up for sale for 6months.
Nah. Assuming the old girl lives alone, introduce her to Rad Rammage, who will do her to death. Then buy the property dead cheap at the subsequent estate auction.

Depends why she is selling. There is no sense in offering too high in this market if you are in a position to go ahead. If she really wants to sell, she may tell you what she really wants for it after you lowball her, given the fact that there is no chain below you.

Usual stuff, don't ask, don't get.

Obiwonkeyblokey

5,400 posts

270 months

Thursday 25th September 2008
quotequote all
Mr Fenix said:
My advice would be to check out the land registry documents either online or in person if you can. The proper docs the free online stuff is okay but doesn't have all the details. For about a tenner these can be quite informative and should give you juicy info like when she bought it, price and if she has any further standard securities on it. Giving you a crucial insight into her financial status and viability of lo-ballin' her.

Once you have all that info. make an educated guess as to what she would accept. 254k in a stagnant market is a solid reason why its been up for sale for 6months.
you can get that for free here....
http://www.rightmove.co.uk/soldprices.rsp/svr/2003...

Mc Lovin

Original Poster:

5,588 posts

251 months

Thursday 25th September 2008
quotequote all
MikeyT said:
Mc Lovin said:
MikeyT said:
£250k house? You look about 19 mate - sorry. Am I missing something here?
i dont know are you?
You only look about 20 - sorry ... you're probably 40ish then ...

I wouldn't be thinking of buying a house just now with the idea of then trying to remortgage it ... in a downward market? That is daft.
i'm 23, why so surprised? is it not acceptable to buy a house until your 40?

It is on the downturn, however if i can offer 30% less than asking price then its offset the loss in value that it may suffer from in the next 2 years.

People say not to buy now, me included, but there are some very good and pretty safe buys out there right now.

R4PID

1,060 posts

275 months

Thursday 25th September 2008
quotequote all
Mc Lovin said:
MikeyT said:
Mc Lovin said:
MikeyT said:
£250k house? You look about 19 mate - sorry. Am I missing something here?
i dont know are you?
You only look about 20 - sorry ... you're probably 40ish then ...

I wouldn't be thinking of buying a house just now with the idea of then trying to remortgage it ... in a downward market? That is daft.
i'm 23, why so surprised? is it not acceptable to buy a house until your 40?

It is on the downturn, however if i can offer 30% less than asking price then its offset the loss in value that it may suffer from in the next 2 years.

People say not to buy now, me included, but there are some very good and pretty safe buys out there right now.
Ignore the doubters. They're just jealouse they didn't/couldn't buy a decent sized place at your age. If you've got your head screwed on, have done your research and it's right for you then go for it.

(my folks recently bought a buy to let place that was for sale due to divorce. They got it for an absolute steal even with prices still tumbling.)