Quick Question for JR or Ne1 in the know
Discussion
Makes no difference, a RTA is a RTA. So long as everyone who was involved remained at the scene until the Police arrived they will be treated the same.
If you cornered too fast and hit another car, so long as the other car was on it's correct side of the road or staionery then your in the shit I'm afriad!!
Maybe the only thing I can suggest is a better driving instructor in future...
If you cornered too fast and hit another car, so long as the other car was on it's correct side of the road or staionery then your in the shit I'm afriad!!
Maybe the only thing I can suggest is a better driving instructor in future...
You will find it difficult to bring in the police if they weren't called to the scene of the accident, and no-one was hurt. It will be between the two insurance companies now, and I would be worried about your Mother-in-Law's No Claims Bonus.
Her insurers should be given all the evidence available, and she should insist upon fair treatment, if necessary through a lawyer. Best of all would be a statement from the other driver to the effect that he lost control, but by this time he will have been warned by his insurance company to say nothing. Failing that, it's down to witnesses.
Her insurers should be given all the evidence available, and she should insist upon fair treatment, if necessary through a lawyer. Best of all would be a statement from the other driver to the effect that he lost control, but by this time he will have been warned by his insurance company to say nothing. Failing that, it's down to witnesses.
People make mistakes. Inexperienced drivers are more likely to get into situations they can't handle, and then accidents happen. Experienced drivers do the same, but less often.
On the assumption that no-one was hurt and the other driver had insurance (be thankful he did, and didn't just scarper), then just get your mum in law's car repaired and move on. It's a pain, but there's no need to persecute people for the sake of it.
AdrianR
Edited by adrianr on Monday 26th November 11:46
On the assumption that no-one was hurt and the other driver had insurance (be thankful he did, and didn't just scarper), then just get your mum in law's car repaired and move on. It's a pain, but there's no need to persecute people for the sake of it.
AdrianR
Edited by adrianr on Monday 26th November 11:46
lends to the question was he insured ??
If he had just passed his test the question would be did he bother to phone insurers and get cover in place or just go out for a spin !!!!! The time of accident will be very important I would say play it very carefully if he wasn't insured you may be best off taking the cash as it will be hard to get anything if you get insurers / police involved but this will all depend on the type of person and level of wealth you are dealing with and only you can judge that.
If he had just passed his test the question would be did he bother to phone insurers and get cover in place or just go out for a spin !!!!! The time of accident will be very important I would say play it very carefully if he wasn't insured you may be best off taking the cash as it will be hard to get anything if you get insurers / police involved but this will all depend on the type of person and level of wealth you are dealing with and only you can judge that.
If you can get a cast iron guarentee that all monies will be paid, plus a little extra for compensation - then do that. Maybe you need to type up a small contract for this.
Don't play hard, we all make mistakes, and if you can be well compensated, it'll be a lesson to the learner, and it will keep EVERYONES insurance premium that bit lower for next year!!
Good luck with whatever you do.
Carl
Don't play hard, we all make mistakes, and if you can be well compensated, it'll be a lesson to the learner, and it will keep EVERYONES insurance premium that bit lower for next year!!
Good luck with whatever you do.
Carl
Could just be he doesn't want to totally remove any chance of getting a sensible preimum in the next few years.
My brother backed his 10 year old mini into a split new S-class, got out, the woman got out, my brother said he'd pay for it, (slightly cracked number plate) and the woman said:
"Oh your poor wee car, don't worry about mine, it's a company car"
Amazing what Mini drivers get away with
My brother backed his 10 year old mini into a split new S-class, got out, the woman got out, my brother said he'd pay for it, (slightly cracked number plate) and the woman said:
"Oh your poor wee car, don't worry about mine, it's a company car"
Amazing what Mini drivers get away with
Well for some strange reason he has decided the 600quid repair costs (car is probably only worth 400 mind) on the metro is not worth the effort and he wants to go thru insurance now... Am I right in thinking his policy will now expire as my MIL claims on it and he`ll have to get a new Policy ?
Also, as a 3rd party, will the MILs car be repaired ? I assume they cannot just offer her the parker value on the car as that would leave her without a car.
Would she also get a courtesy car as a poor 3rd party whos got no car while hers is repaired ??
All help appreciated..
PS, we did notify the insurance co. as suggested anyways...
Also, as a 3rd party, will the MILs car be repaired ? I assume they cannot just offer her the parker value on the car as that would leave her without a car.
Would she also get a courtesy car as a poor 3rd party whos got no car while hers is repaired ??
All help appreciated..
PS, we did notify the insurance co. as suggested anyways...
quote:
Could just be he doesn't want to totally remove any chance of getting a sensible preimum in the next few years.
My brother backed his 10 year old mini into a split new S-class, got out, the woman got out, my brother said he'd pay for it, (slightly cracked number plate) and the woman said:
"Oh your poor wee car, don't worry about mine, it's a company car"
Amazing what Mini drivers get away with
I wrote off one of my old minis into the back of a Lexus, the car was only a week old but the bloke was really nice, it had a inch long scratch on the bumper but didn’t claim, he even lent me his mobile phone to call the AA.
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