Insurance - help!!!
Discussion
I'm sure this has been asked a few times, but I didn't find much in a search....
I've just bought my first Porsche
However I've now come to insure it so I can collect it next week and the quotes I've got are £1600 and above
Is this right???
Its a C4S 2003 completely standard (no tracker), I'm 39 with 3 points (SP30) and another SP30 4 years ago.. I've got full no claims and never made a claim etc.
Feeling a bit sick now, just wondering if anyone in a similar position and what you pay!! NB not tried the specialists yet 'cause its Sunday and they're closed, so thought I'd ask here...
I've just bought my first Porsche
However I've now come to insure it so I can collect it next week and the quotes I've got are £1600 and above
Is this right???
Its a C4S 2003 completely standard (no tracker), I'm 39 with 3 points (SP30) and another SP30 4 years ago.. I've got full no claims and never made a claim etc.
Feeling a bit sick now, just wondering if anyone in a similar position and what you pay!! NB not tried the specialists yet 'cause its Sunday and they're closed, so thought I'd ask here...
Fidgits said:
ian187 said:
Fidgits said:
try elephant mate - if its not half that i'll be amazed
(and congrats on the car!)
(and congrats on the car!)
Thanks, tried them and it was over £2000
im amazed!
Yeah so was I, which started leaving me feeling a bit sick, the chap said that they wern't so competitive for high performance cars and SP30's.
NB I need business use on it as well, but I can't think why they were so bad.
Think I'll try A Plan and a few others tomorrow.
Are there any places that could give me a good quote if I join the Porsche Club GB??
ian187 said:
Fidgits said:
try elephant mate - if its not half that i'll be amazed
(and congrats on the car!)
(and congrats on the car!)
Thanks, tried them and it was over £2000
Insurance really puzzles me
i am 29 and got my 911 a few weeks ago, with the girlfriend as fully comp on the insurance and i am £696 FC with elephant!!! Is it all just one big postcode lottery!?!?!?
cheers
boyner
boyner said:
ian187 said:
Fidgits said:
try elephant mate - if its not half that i'll be amazed
(and congrats on the car!)
(and congrats on the car!)
Thanks, tried them and it was over £2000
Insurance really puzzles me
i am 29 and got my 911 a few weeks ago, with the girlfriend as fully comp on the insurance and i am £696 FC with elephant!!! Is it all just one big postcode lottery!?!?!?
cheers
boyner
not all of us live on Stornoway
boyner said:
ian187 said:
Fidgits said:
try elephant mate - if its not half that i'll be amazed
(and congrats on the car!)
(and congrats on the car!)
Thanks, tried them and it was over £2000
Insurance really puzzles me
i am 29 and got my 911 a few weeks ago, with the girlfriend as fully comp on the insurance and i am £696 FC with elephant!!! Is it all just one big postcode lottery!?!?!?
cheers
boyner
Shouldn't be - Ian lives not that far from me, and I have a similar price to you with the same company...
Part of me is terrified come renewal!!!
Do shop around. My current insurer (but not for much lnger) wanted 1323. Found quotes as low as 348 (Swiftcover, but no european cover, no protected ncb and 1000 excess). Will be going with Norwich Onion next week - they quoted 530 with all the trimmings. full ncb, one at fault accident, no convictions, ipswich postcode ...
Try www.Confused.com . In my case, as the Porsche is a second car I called my current insurer (MoreThan) who were able to mirror my max no claims from my everyday car to the TT, resulting in a premium of £550 fully comp.
Rgds, Brin
Rgds, Brin
The insurers can`t make you decide where to take your car - provided an engineer appproves the estimate as reasonable you can have it repaired anywhere. I used to work for Admiral and had a claim with them also - my car went to the Porsche approved bodyshop, no quibbles 
For insurance - try moneysupermarket.com - confused.com is admiral`s search engine and focuses on the Admiral group first i.e Elephant, Bell, Admrial, Diamond(if you are a girl/lady boy) and you will pay a fee for the results. With moneysupermarket you don`t.
I am with Tesco, (who is really Direct Line?), but I am paying £1150 full comp on my 997S - and i`m under 30. Just shop around and try the odd brokers - but in general, going direct ot an insurer on line and paying in full will save you the most money. Most people I know in your position pay under £1000 so you should be able to get a good deal somewhere.
Not sure if it is relevant anymore, but when I used to work for an insurer, their rates used to drop at the end of the month to make sure that they sold enough policies; the premium wasn`t the main concern. I have always found my premium to be cheaper at the end of the month when looking for quotes, but perhaps that could be coincidence ..? Good luck.
For insurance - try moneysupermarket.com - confused.com is admiral`s search engine and focuses on the Admiral group first i.e Elephant, Bell, Admrial, Diamond(if you are a girl/lady boy) and you will pay a fee for the results. With moneysupermarket you don`t.
I am with Tesco, (who is really Direct Line?), but I am paying £1150 full comp on my 997S - and i`m under 30. Just shop around and try the odd brokers - but in general, going direct ot an insurer on line and paying in full will save you the most money. Most people I know in your position pay under £1000 so you should be able to get a good deal somewhere.
Not sure if it is relevant anymore, but when I used to work for an insurer, their rates used to drop at the end of the month to make sure that they sold enough policies; the premium wasn`t the main concern. I have always found my premium to be cheaper at the end of the month when looking for quotes, but perhaps that could be coincidence ..? Good luck.
Edited by TRY5T on Tuesday 3rd April 08:52
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