Insurance Q.

[CommanderJameson]

I broke my specs. They're going to cost as much to repair as a new pair, so I'm going to have a new pair.

Will the household insurance be likely to pay out for specs as "valuables"?

[sparkythecat]

It's not worth claiming. Your excess will probably be nearly as much as the cost of the specs. Besides, how will you see to fill the form in

[CommanderJameson]

My excess is 50 quid, which is far below the cost of the specs (titanium Rodenstocks).

I'm going to give it a go.

The very worst they can do is say "no".

[CommanderJameson]

Result!

They're going to pay!

Lessons:

1. You broke your specs at home, OK?
2. They're worth exactly what you paid for them 2 years ago.
3. Paying a £60 excess on a £250 repair is worth it.