Insurance for second car
Discussion
I am buying a second car for the winter to go with my Griffith 500. Getting an alfa 156 sportwagen. Privilege will not add a car to my policy or give me credit for the No Claims as it is used on my griff's policy.
Anyone have any recommendations for insurers who are more sympathetic for second cars.
Many thanks, Kam
Anyone have any recommendations for insurers who are more sympathetic for second cars.
Many thanks, Kam
knk said:
I am buying a second car for the winter to go with my Griffith 500. Getting an alfa 156 sportwagen. Privilege will not add a car to my policy or give me credit for the No Claims as it is used on my griff's policy.
Anyone have any recommendations for insurers who are more sympathetic for second cars.
Many thanks, Kam
You'd probably be better off insuring the Alfa as your main car and the Griff as a second car on a 'classic' or 'cherished' policy. These types of policies normally insist on a main car also being insured (hence the Griff is the 'second' car) and offer a limited mileage. Costs are far more reasonable than insuring the Griff 'normally'.
Edited to say that if insured as a second car, you won't need any no claims for the Griff - but nor will you earn any.
>> Edited by griffter on Monday 28th November 13:25
Just been through the mill on this one myself.
It does depend a great deal on how long you have been driving the Griff. I struggled to get any kind of specialist policy becuase i couldn't 'prove' high performance car experience. I ended up insuring both through independant mainstream insurers, almost all the specialists told me to come back in a year provided i hadn't crashed the Cerb!!!
If you have driven the Griff for more than a year, or could prove equal experience on another car, places like Sunninghill, Mannings and Classicline have good reputations.
It does depend a great deal on how long you have been driving the Griff. I struggled to get any kind of specialist policy becuase i couldn't 'prove' high performance car experience. I ended up insuring both through independant mainstream insurers, almost all the specialists told me to come back in a year provided i hadn't crashed the Cerb!!!
If you have driven the Griff for more than a year, or could prove equal experience on another car, places like Sunninghill, Mannings and Classicline have good reputations.
I had no problem insuring a second car in addition to my Griff...... I bought an Impreza WRX and now have both insured through Keith Michaels. That said I had good quotes from Sunninghill and Peart for the Griff and numerous were willing to 'mirror' my NCB - I just picked the cheapest ......
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