Just had an accident!

[Quantum State]

Bloody hell that could have been nasty !

First and only accident in 30 + years.

Lump of rock fell off a tipper truck going in the opposite direction and hit the front of car of it had been bit higher scary to think what could have happened Mrs was in passenger seat

[GetCarter]

Blimey... gald okay!

As the police would say - No such thing as an accident - the tipper truck shouldn't have had an unsafe load. So human error, not accident.

[Quantum State]

Will report back with pics just at Morrisons

[vikingaero]

GetCarter said:

Blimey... gald okay!

As the police would say - No such thing as an accident - the tipper truck shouldn't have had an unsafe load. So human error, not accident.

At the traffic lights outside a quarry near us, there is a ton of rocks on the road as the tipper drivers corner at 10/10ths to make their next pay by load target.

[Pica-Pica]

vikingaero said:

GetCarter said:

Blimey... gald okay!

As the police would say - No such thing as an accident - the tipper truck shouldn't have had an unsafe load. So human error, not accident.

At the traffic lights outside a quarry near us, there is a ton of rocks on the road as the tipper drivers corner at 10/10ths to make their next pay by load target.

Report to police, company and local council. Pursue a claim. Good luck.

[Origin Unknown]

Quantum State said:

Bloody hell that could have been nasty !

First and only accident in 30 + years.

Lump of rock fell off a tipper truck going in the opposite direction and hit the front of car of it had been bit higher scary to think what could have happened Mrs was in passenger seat

Glad you're ok. I was in the cab of an AA flatbed with my broken car on the back, travelling home, far left seat. A brick came off an 8 wheeler, coming the other way and punched a hole through the windscreen and hit the centre seat. Absolute luck it missed the driver and me!

[Quantum State]

Thanks guys home now and funny enough I'm a bit shook up not so much about the car but what might have happened hitting the bonnet was a great outcome in the scheme of things !!




It's actually pushed the whole bonnet to one side !

[CMTMB]

ooft. That was both unlucky and very lucky at the same time

[Quantum State]

CMTMB said:

ooft. That was both unlucky and very lucky at the same time

Yeah Just checked the Dashcam and its all there you can see the rock come off the lorry the numberplate, company telephone etc.

[Quantum State]

So I find myself in the what to do now camp !

I know this has been answered a million times but my intention is to just call my insurer and leave them to it.

I'm already worrying about the job the repairers are going to do

[alscar]

Quantum State said:

So I find myself in the what to do now camp !

I know this has been answered a million times but my intention is to just call my insurer and leave them to it.

I'm already worrying about the job the repairers are going to do

Glad you are both ok -that must have made one hell of a noise.
As you have all the details I would call your Insurers and pass that all on to them.

[Quantum State]

alscar said:

Quantum State said:

So I find myself in the what to do now camp !

I know this has been answered a million times but my intention is to just call my insurer and leave them to it.

I'm already worrying about the job the repairers are going to do

Glad you are both ok -that must have made one hell of a noise.
As you have all the details I would call your Insurers and pass that all on to them.

Cheers it's a first for me I've read it god knows how many times on here but ....

The radar is still working OK but it must have screwed the horn as it now sounds like a noddy car !

[stevemcs]

Quantum State said:

So I find myself in the what to do now camp !

I know this has been answered a million times but my intention is to just call my insurer and leave them to it.

I'm already worrying about the job the repairers are going to do

We got hit in January, I left it to LV, I declined the loan car about 4 times, repair job is what you would expect from an insurance repair. I’ve just had the renewal and it’s gone down £30 with a no fault claim

[J4CKO]

Is it me or are anything flatbed or tipper typically a liability ? had one turn right from the leftmost lane across me on a roundabout the other day, no indication just straight across my path.

[sanguinary]

alscar said:

Quantum State said:

So I find myself in the what to do now camp !

I know this has been answered a million times but my intention is to just call my insurer and leave them to it.

I'm already worrying about the job the repairers are going to do

Glad you are both ok -that must have made one hell of a noise.
As you have all the details I would call your Insurers and pass that all on to them.

Personally, I'd call the tipper comapny first and speak to their transport manager. Once logged with them, I would then call the insurance company. Should hopefully reduce the chances of the tipper company ignoring it and you having to lose no claims over it.

[Obi Wan]

I’m glad you and your wife are ok that could have been a lot worse. Fingers crossed this is resolved quickly.

[alscar]

sanguinary said:

alscar said:

Quantum State said:

So I find myself in the what to do now camp !

I know this has been answered a million times but my intention is to just call my insurer and leave them to it.

I'm already worrying about the job the repairers are going to do

Glad you are both ok -that must have made one hell of a noise.
As you have all the details I would call your Insurers and pass that all on to them.

Personally, I'd call the tipper comapny first and speak to their transport manager. Once logged with them, I would then call the insurance company. Should hopefully reduce the chances of the tipper company ignoring it and you having to lose no claims over it.

You are assuming that the transport manager won't just deny everything straight away but once notified and all the details are made known including the dashcam footage it will be down to the Insurer in any event to decide who is at fault and whether or not they can subrogate costs off the Tipper co.
In the meantime they will be handling your claim.
You could off course try claiming directly from the Tipper co /their Insurers but that will take significantly longer and will be far more stressful.

[CanAm]

alscar said:

You are assuming that the transport manager won't just deny everything straight away but once notified and all the details are made known including the dashcam footage it will be down to the Insurer in any event to decide who is at fault and whether or not they can subrogate costs off the Tipper co.
In the meantime they will be handling your claim.
You could off course try claiming directly from the Tipper co /their Insurers but that will take significantly longer and will be far more stressful.

Not necessarily; I was hit by a car which shot out of his driveway without looking leaving both vehicles undrivable. Within an hour, and while still at the scene of the accident I was contacted by his insurers accepting liability, offering a courtesy car from Enterprise and giving the name of their approved repairers. As both of these were within walking distance of my home, and well known to me I was happy to proceed. TP insurers are usually keen to get things moving to keep you happy and out of the hands of Claims Management companies.

[alscar]

CanAm said:

alscar said:

You are assuming that the transport manager won't just deny everything straight away but once notified and all the details are made known including the dashcam footage it will be down to the Insurer in any event to decide who is at fault and whether or not they can subrogate costs off the Tipper co.
In the meantime they will be handling your claim.
You could off course try claiming directly from the Tipper co /their Insurers but that will take significantly longer and will be far more stressful.

Not necessarily; I was hit by a car which shot out of his driveway without looking leaving both vehicles undrivable. Within an hour, and while still at the scene of the accident I was contacted by his insurers accepting liability, offering a courtesy car from Enterprise and giving the name of their approved repairers. As both of these were within walking distance of my home, and well known to me I was happy to proceed. TP insurers are usually keen to get things moving to keep you happy and out of the hands of Claims Management companies.

Given your circumstances were much more of a slam dunk and directly involved the drivers own Insurance I can see why you went that route.

[languagetimothy]

sanguinary said:

alscar said:

Quantum State said:

So I find myself in the what to do now camp !

I know this has been answered a million times but my intention is to just call my insurer and leave them to it.

I'm already worrying about the job the repairers are going to do

Glad you are both ok -that must have made one hell of a noise.
As you have all the details I would call your Insurers and pass that all on to them.

Personally, I'd call the tipper comapny first and speak to their transport manager. Once logged with them, I would then call the insurance company. Should hopefully reduce the chances of the tipper company ignoring it and you having to lose no claims over it.

yeah, this. some years ago my car was damaged by a truck parking at a racy angle including one back wheel on the pavement. it had that big bar on the back (to stop you going under it?) there was still my silver paint on it and scrape marks. I took loads of Pics and called the company "transport manager please". he was good about it and apologised, he knew the driver etc., I took his details and told my insurance. it was all repaired at no expense to me.