Fidelity Tracker funds

[Lotobear]

I'm a complete novice when it comes to investments - I have a private pension (SJP, don't laugh), various cash ISA's, bonds and a property in a SIPP.

Retirement is probably 3 years away.

For a bit of a laugh I opened a S&S ISA with Fidelity in March 2025 and parked 2k in their FTSE 100 tracker - it's done remarkably well.

I want to do some more with their platform and have a cash ISA of £16k I can transfer and possibly another 10k or even 20k cash in the new tax year.

I am happy to take a 5-8 year punt and wonder what are the best funds to go with. Or do I just stick it all in the FTSE tracker?

As said, complete novice/disinterested - I would just like to put it in and forget with medium risk exposure.

Cheers

[butchstewie]

Medium risk exposure to most people isn't 100% equities which is what a FTSE 100 or global tracker is.

Medium or "balanced" risk is typically around 60% equities.

I'd suggest look at Fidelity's own multi-asset allocator fund range or look at HSBC Global Strategy, L&G, Abrdn, AJ Bell, and of course Vanguard LifeStrategy.

Basically read this.

https://monevator.com/passive-fund-of-funds-the-ri...

[beermtb]

It's not a Fidelity fund but it sits within a Fidelity S&S ISA quite nicely and takes some of your UK exposure off.

https://www.fidelity.co.uk/factsheet-data/factshee...

[Backtothenorth]

I have recently switched largely from being a mediocre stock picker (!) to investing in Global Trackers with the help of an Advisor well known to the Pistonheads Financial community. I now have a fairly large proportion of my SIPP in this Fidelity World Equity Tracker. It has low fees although it obviously has a large weighting in the "Magnificent Seven" :
https://www.fidelity.co.uk/factsheet-data/factshee...
I am not recommending it but this is what I have done.