Breakdown cover renewal jump!
Breakdown cover renewal jump!
Author
Discussion

crofty1984

Original Poster:

16,829 posts

226 months

Thursday 5th February
quotequote all
Christ, I'm glad I paid attention to my emails. Got a notification through from one of the big two that my personal breakdown cover was going up from about £200 a year to about £750. I can't see how that is even remotely justifiable. I think I had one call out in the 2 years I was with them (and the call out was not after the £200 quote).
Gone with the AA now.
I did look at Green flag who I've had very good experience with and looked at a couple more, but a lot of them want the car/bike (even with personal cover) to be less than 20 years old. Our family daily drivers are 24, 15, and 40 years old. Plus a 51 year old motorbike.

alscar

7,983 posts

235 months

Thursday 5th February
quotequote all
And no doubt on renewal the AA will probably double this years price.
I find this happens to me every year with the initial renewal and I phone them ( press 2 for cancellations ) and they simply reduce the price to the same or slightly less than expiring.
Been with them for years and only the occasional call out.
Irritating but for the sake of a 5 minute call not the end of the world.

Zilla

60 posts

125 months

Thursday 5th February
quotequote all
Try autoaid
https://www.autoaidbreakdown.co.uk/

Very inexpensive, I have both my wife and me on them for a total of 75 quid a year.

I used them for the first time this week as my wifes car brokedown. One phone call which resulted in the text that automatically loaded their app. It filled in my GPS location automiatcally and then I paid 25 quid uplifet as her car is over 9 years old. (which I knew about from when I took out the policy)
Within 10 mins of logging the breakdown I had a recovery vehicle driver call me and say he was on his way. He was from out of the area as they were very busy that night. I told he exactly where we were and he arrived 48 minutes later. Car was loaded on his truck and taken to my house and we were back in the comfort of our own him within 2 hours of making the first call.

Autoaid called me 10 mins later to check that eveything was ok with the recovery and ensure we were happy with the service.

Literally couldn't fault them.

Mr.Chips

1,200 posts

236 months

Thursday 5th February
quotequote all
I get my AA cover with my bank account. The only part I actually pay for is the extra warranty, everything else (relay, breakdown & home start) is covered by my monthly payment for the account. If it was to go up by even half of that amount, I would bin both the AA and the bank as there are plenty of other options out there.

sixor8

7,753 posts

290 months

Thursday 5th February
quotequote all
I have old bikes and cars and go for personal cover. RAC and AA don't have age restrictions, just has to be UK registered. I can get personal cover for under £100 but I don't need home cover. If it's THAT broken, I'll try to fix it myself or have it collected.

RAC do it for only £40 with a £40 excess callout. I used them once last May.

markymarkthree

3,348 posts

193 months

Thursday 5th February
quotequote all
crofty1984 said:
Christ, I'm glad I paid attention to my emails. Got a notification through from one of the big two that my personal breakdown cover was going up from about £200 a year to about £750. I can't see how that is even remotely justifiable. I think I had one call out in the 2 years I was with them (and the call out was not after the £200 quote).
Gone with the AA now.
I did look at Green flag who I've had very good experience with and looked at a couple more, but a lot of them want the car/bike (even with personal cover) to be less than 20 years old. Our family daily drivers are 24, 15, and 40 years old. Plus a 51 year old motorbike.
Who hiked up the price, so we can avoid them ?

miniman

29,230 posts

284 months

Thursday 5th February
quotequote all
Mr.Chips said:
I get my AA cover with my bank account. The only part I actually pay for is the extra warranty, everything else (relay, breakdown & home start) is covered by my monthly payment for the account. If it was to go up by even half of that amount, I would bin both the AA and the bank as there are plenty of other options out there.
Ever called them out?

littleredrooster

6,134 posts

218 months

Thursday 5th February
quotequote all
Nothing new under the sun - this first happened to me in the 1970s. Customer inertia.

the-norseman

15,050 posts

193 months

Thursday 5th February
quotequote all
They are hoping people just renew without checking.. exactly the same as car insurance.

Mr Tidy

29,264 posts

149 months

Thursday 5th February
quotequote all
I get the same issue with the RAC every renewal.

So I get a comparable quote from AA and call the RAC who somehow manage to match it. PITA but it isn't that much effort for the saving.

Frankthered

1,672 posts

202 months

Friday 6th February
quotequote all
GEM Motoring Assist don't seem to play that game - it goes up a bit every now and again, but the quote will be the same whether it's your first year with them or the fifth!

There is also no age limit on the cars they cover - it's personal cover whatever car you're in, even if you're a passenger.

Drawweight

3,472 posts

138 months

Friday 6th February
quotequote all

I’m with Start Rescue.

Subscription is peanuts, so much so that although I’ve got breakdown cover with my new car I’ve just kept it on anyway.

If I ever break down I’ll see which one has the shortest call out time.

sixor8

7,753 posts

290 months

Saturday 7th February
quotequote all
Frankthered said:
GEM Motoring Assist don't seem to play that game - it goes up a bit every now and again, but the quote will be the same whether it's your first year with them or the fifth!

There is also no age limit on the cars they cover - it's personal cover whatever car you're in, even if you're a passenger.
That is the point of personal cover, I once used it when in a van with a friend! I think they deny 'normal' use on commercial vehicles now.

GEM takes me back to when they used to do extra discount for civil servants. In the days before the internet, yes kids, you had to ring them all up individually for a quote. rolleyes

bad company

21,361 posts

288 months

Saturday 7th February
quotequote all
We either alternate between the AA & RAC or go from Mrs BC with me as named spouse then the other way around. Bit of a faff but it saves £’s.

horacethefrog

392 posts

235 months

Saturday 7th February
quotequote all
Drawweight said:
I m with Start Rescue.

Subscription is peanuts, so much so that although I ve got breakdown cover with my new car I ve just kept it on anyway.

If I ever break down I ll see which one has the shortest call out time.
I too am with Start Rescue and have been for years. The price is so low that I was initially very sceptical as to what the service would be like but, having called them out two or three times in that time, it's been perfect. I switched to them as a result of appalling service from the AA.