Collision fault - sanity check
Discussion
Hi All,
I'm after a quick sanity check as both parties were insisting they were 100% in the right.
Green following the road, bending 90 degrees to the left. Red pulls out from the give way. Green does not quite stop in time. Impacts red around driver's side door. Red appears to have had more speed, continues approx 5ft until stopping.
Red claiming that because green hit them in the side, they were established and must be green's fault.
Green says red failed to give way at give way sign. Was looking round to the left and did not see red until too late.
Damage probably in region of £400 for green, £1000-1200 for red.
Both cars insured with same provider. From this information, what is the likely allocation of fault?
I'm after a quick sanity check as both parties were insisting they were 100% in the right.
Green following the road, bending 90 degrees to the left. Red pulls out from the give way. Green does not quite stop in time. Impacts red around driver's side door. Red appears to have had more speed, continues approx 5ft until stopping.
Red claiming that because green hit them in the side, they were established and must be green's fault.
Green says red failed to give way at give way sign. Was looking round to the left and did not see red until too late.
Damage probably in region of £400 for green, £1000-1200 for red.
Both cars insured with same provider. From this information, what is the likely allocation of fault?
onedsla said:
Hi All,
I'm after a quick sanity check as both parties were insisting they were 100% in the right.
Green following the road, bending 90 degrees to the left. Red pulls out from the give way. Green does not quite stop in time. Impacts red around driver's side door. Red appears to have had more speed, continues approx 5ft until stopping.
Red claiming that because green hit them in the side, they were established and must be green's fault.
Green says red failed to give way at give way sign. Was looking round to the left and did not see red until too late.
Damage probably in region of £400 for green, £1000-1200 for red.
Both cars insured with same provider. From this information, what is the likely allocation of fault?
Did red straight line the junction at speed? It looks like the kind of road where cars would come flying out as it’s straight ahead for them.I'm after a quick sanity check as both parties were insisting they were 100% in the right.
Green following the road, bending 90 degrees to the left. Red pulls out from the give way. Green does not quite stop in time. Impacts red around driver's side door. Red appears to have had more speed, continues approx 5ft until stopping.
Red claiming that because green hit them in the side, they were established and must be green's fault.
Green says red failed to give way at give way sign. Was looking round to the left and did not see red until too late.
Damage probably in region of £400 for green, £1000-1200 for red.
Both cars insured with same provider. From this information, what is the likely allocation of fault?
Ok. My wife in green. Young driver in red. This road exits 2 supermarkets plus a petrol station (where red was exiting). Very busy and quite slow speed but I suspect red lost patience waiting and 'shot out' into a gap that was not quite big enough.
Was captured on cctv but manager would not let me view (says they will provide to insurance).
Red's father seems ok (maybe on here given his car) but is insisting that red is 100% in the right. As damage to green is minor and neither side short on cash, I offered that we sort out own damage to avoid insurance. I thought that was generous. His final offer is me paying them £550, which is roughly splitting the total damage pool 50-50.
Here's what I'm looking at (green) after buffing out as much as possible. Is my guess at £200 smart repair about right?
Green is my car, my policy. Wife named driver. Excess is quite high (never had a claim in my life so had a high voluntary). Even if this goes no fault to my wife, we potentially have the next 5 years answering 'yes' to that question which may affect 2 policies on fast cars.
What would you do?
Whilst I believe it is mostly red's fault, if the insurance believe that green could have prevented, would they apportion even 10% blame, therefore gambling with my non protected NCB.
Was captured on cctv but manager would not let me view (says they will provide to insurance).
Red's father seems ok (maybe on here given his car) but is insisting that red is 100% in the right. As damage to green is minor and neither side short on cash, I offered that we sort out own damage to avoid insurance. I thought that was generous. His final offer is me paying them £550, which is roughly splitting the total damage pool 50-50.
Here's what I'm looking at (green) after buffing out as much as possible. Is my guess at £200 smart repair about right?
Green is my car, my policy. Wife named driver. Excess is quite high (never had a claim in my life so had a high voluntary). Even if this goes no fault to my wife, we potentially have the next 5 years answering 'yes' to that question which may affect 2 policies on fast cars.
What would you do?
Whilst I believe it is mostly red's fault, if the insurance believe that green could have prevented, would they apportion even 10% blame, therefore gambling with my non protected NCB.
Edited by onedsla on Wednesday 31st December 16:55
onedsla said:
His final offer is me paying them £550, which is roughly splitting the total damage pool 50-50.
{...}
Even if this goes no fault to my wife, we potentially have the next 5 years answering 'yes' to that question which may affect 2 policies on fast cars.
Worst case and somehow it's a fault claim, unless your premiums are already ££££ the loading over the next few years is probably the same as their "settlement offer" so you've nothing to lose.{...}
Even if this goes no fault to my wife, we potentially have the next 5 years answering 'yes' to that question which may affect 2 policies on fast cars.
TheDrownedApe said:
You would look at this and think "how has green hit red?" However that's not the Q
Yes, but to be fair some (most?) accidents could've been avoided by more defensive driving by the non-fault driver. But such is the benefit of hindsight.Debaser said:
Red failed to give way so it looks like their fault. If I were you I d tell your insurance what happened and let them deal with it.
Every time I read about people not going through insurance it sounds like a pain in the ass.
AND DISHONEST if they choose not to declare it.Every time I read about people not going through insurance it sounds like a pain in the ass.
Red's at fault green is effectively going straight on.
SydneyBridge said:
Red is full of BS, no way your wife can be any part at fault. If she had not braked, collision would have been a lot worse. Did red stop at all at junction?
Wasn't there but I suspect so - with traffic giving way from the left and top, cars streaming in from the bottom (and given the layout and inconsistent indicating) it's never clear whether they go left, straight (turn) or right (continue) and traffic departing a supermarket from the right, it would have been crazy not to stop there. In the 20 minutes I was there after driving down, there were a couple of near misses from the same scenario.Here's my speculation: there are traffic lights just out of shot at the bottom of the picture. Green has priority, is pleased to see flowing traffic ahead and 'makes progress' (think 15mph tops). Green focussed on the lights and traffic ahead, not checking periphery. 'Red' has been sat at give way for a while, thinks there's enough gap, commits. Collision.
Did red cause it? IMO yes. Could green have avoided it if they were the perfect driver? Probably.
595Heaven said:
Can't see that it would be Green's fault - they have right of way.
Curiosity got the better of me so I searched for the location. My Google Maps shows a totally different image than the OP's.
What part is "totally different". It looks the same to me...Curiosity got the better of me so I searched for the location. My Google Maps shows a totally different image than the OP's.
[never been very good at spot the difference contests]
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