Insurance

[Streetbeat]

Seems increasingly difficult to get a road/trackday policy combined these days, I know its not the best solution I.e if I claim on a trackday I loose my no claims.

Individual day bookings are costly with Morris for example.

Classicline seemed to be the go to but their prices have gone up by 30% plus on the actual policy and over 100% on daily premium.

Anyone found any alternatives?

[Throttlebody]

Yeah, don’t bother. Roll the dice.

[John D.]

Throttlebody said:

Yeah, don t bother. Roll the dice.

My approach.

[SkinnyPete]

John D. said:

Throttlebody said:

Yeah, don t bother. Roll the dice.

My approach.

Brave (though I guess it depends your attitude to risk, and the value of your car vs your income/networth...)

I just suck it up and insure with Morris.

[Streetbeat]

SkinnyPete said:

John D. said:

Throttlebody said:

Yeah, don t bother. Roll the dice.

My approach.

Brave (though I guess it depends your attitude to risk, and the value of your car vs your income/networth...)

I just suck it up and insure with Morris.

If I crash its on me, if someone crashes into to me, thats a roll of the dice I won't be taking on someone else's abilities and judgement

[brillomaster]

Yeah depends. Am yet to decide a car I've taken on track is worth insuring yet. If my car value exceeds £10k I will consider insurance - but so far over 60 trackdays I've probably saved at least 6 grand in insurance costs.

[Streetbeat]

That's the insurance game all over, home, car, business, looks expensive when you're not claiming.

Anyway, any gems on who's offering road/track polices combined?

[Gulf7]

REIS, Howden, Adrian Flux and Footman James certainly do combined Caterham policies. And I was with Henderson Taylor when I had my Elise.

[John D.]

When I was looking in the summer, Henderson Taylor were the only provider who would include track cover for me. Premium was £350 more than my Classic Line renewal without for 5 track days. That was on an agreed value policy on a modified Lotus Elise. My car is fairly niche and I've not owned it long, so you might find more on offer.

I didn't think it was worth it factoring in the high excess, and how I tend to drive on track days (not on the ragged edge).

[Streetbeat]

Thanks guys, will make some calls.