Old premium bonds
Discussion
I have two old premium bonds, I think one was bought for me when I was born, nearly 55 years ago and I think the other may have been my mums (it has her initials on it) I've kept them in a folder with my birth certificate, passport etc tucked away in a drawer and never done anything with them. Are they any use now, how would I ever check if they had ever won anything. Stupidly it seems someone (not me, probably my dad) has used a hole punch on them at one stage and its gone partially through the serial number on one of them.
Are they just trash or could they pay for my retirement?
Are they just trash or could they pay for my retirement?
You can check with NS&I.
https://www.nsandi.com/prize-checker
"You never need to worry about an unclaimed prize. We’ll hold on to it until you get in touch with us. And there’s no time limit to make your claim.
"Just log in to view your prize history, or use our prize checker to see if you have any prizes you don't know about yet."
https://www.nsandi.com/prize-checker
"You never need to worry about an unclaimed prize. We’ll hold on to it until you get in touch with us. And there’s no time limit to make your claim.
"Just log in to view your prize history, or use our prize checker to see if you have any prizes you don't know about yet."
I think that you can register them with NS and I and, from memory, attach them to your holder number which is not the same as the PB number.
You can also write a letter to NS and I, with a photocopy of the bonds, I don't think that premium bonds are transferrable so if it was registered to your mother, it may be void, not sure on that one however.
When you think about it, the cost of the stamp for the letter is almost the same as the value of the bond
You can also write a letter to NS and I, with a photocopy of the bonds, I don't think that premium bonds are transferrable so if it was registered to your mother, it may be void, not sure on that one however.
When you think about it, the cost of the stamp for the letter is almost the same as the value of the bond
Edited by K87 on Monday 8th December 20:44
Panamax said:
You can check with NS&I.
https://www.nsandi.com/prize-checker
"You never need to worry about an unclaimed prize. We ll hold on to it until you get in touch with us. And there s no time limit to make your claim.
"Just log in to view your prize history, or use our prize checker to see if you have any prizes you don't know about yet."
Don't they also claim to have never failed to contact winners? Probably not too much hope to be had here if so...https://www.nsandi.com/prize-checker
"You never need to worry about an unclaimed prize. We ll hold on to it until you get in touch with us. And there s no time limit to make your claim.
"Just log in to view your prize history, or use our prize checker to see if you have any prizes you don't know about yet."
Frane Selak said:
I have two old premium bonds, I think one was bought for me when I was born, nearly 55 years ago and I think the other may have been my mums (it has her initials on it) I've kept them in a folder with my birth certificate, passport etc tucked away in a drawer and never done anything with them. Are they any use now, how would I ever check if they had ever won anything. Stupidly it seems someone (not me, probably my dad) has used a hole punch on them at one stage and its gone partially through the serial number on one of them.
Are they just trash or could they pay for my retirement?
I've just done exactly this with some old bonds from when I was born n 1972, I wrote to NS&I wtith my holders number, all the addresses I've lived at since birth, and provided all the bond numbers. I know NS&I cash in the oldest bonds first whenever you cash any in, so it was no surprise when they wrote back to me saying they had been cashed in. Are they just trash or could they pay for my retirement?
I'll keep the old bond certificates so that some day after I've died someone discovers them and has to do the same
stemll said:
After death they can stay in the draw for a year and then they have to be cashed out by the estate's executor
I found some in my Mum's papers when my step-dad passed away, I also found out I was one of the executors of her estate at the same time which was news to me.I'm presuming they're just bookmarks now then.
I'm keeping my 1972 bond certificates as keepsakes as I remember being about 5yrs old and seeing my £15 of bond certificates in multiples of £1 & £2 and thinking it was a lot of money.
When I was about 7yrs old my great grandma died and left me £100. My parents showed it to me in cash - £100 all in £1 notes. I remember laying on the living room carpet with this mass of cash in front of me and I can still feel the excitement of that experience to this day. It triggered me to become a saver and not a spender, probably because my parents and grandparents would have stressed the importance of saving money, had they encouraged me to spend it I reckon I would have been a spender all my life. Parental influence!
It's only now in my mid 50's that I am changing into being a spender. as I don't want to have money in old age, it;s time to enjoy any money I have.
When I was about 7yrs old my great grandma died and left me £100. My parents showed it to me in cash - £100 all in £1 notes. I remember laying on the living room carpet with this mass of cash in front of me and I can still feel the excitement of that experience to this day. It triggered me to become a saver and not a spender, probably because my parents and grandparents would have stressed the importance of saving money, had they encouraged me to spend it I reckon I would have been a spender all my life. Parental influence!
It's only now in my mid 50's that I am changing into being a spender. as I don't want to have money in old age, it;s time to enjoy any money I have.
Frane Selak said:
I tried that checker but it wants more digits
now it says - It looks like you have entered your Bond number rather than your holder s number.
We had that with my partner’s bonds. I seem to remember we had to set up a NS&I account in order to log in then check the bond numbers. now it says - It looks like you have entered your Bond number rather than your holder s number.
Edited by Frane Selak on Monday 8th December 20:40
This is the link you need:
https://www.nsandi.com/get-to-know-us/winning-bond...
You can download a plain text file with all the unclaimed bond numbers in it.
Open it in say Notepad and do a text search.
https://www.nsandi.com/get-to-know-us/winning-bond...
You can download a plain text file with all the unclaimed bond numbers in it.
Open it in say Notepad and do a text search.
Byker28i said:
I had this from some £1 ones given me when I was young.
You have to write to them, give them details, a little back and forth. They open an account, add the bonds, then tell you you've won nothing in all those years
And as in my partner's case, soundly chastise you for owning more than the max £50k in premium bonds, cancel them and send a cheque for £2...You have to write to them, give them details, a little back and forth. They open an account, add the bonds, then tell you you've won nothing in all those years
I found a child's premium bond number card with my name on it (no other documentation) so went down the missing bonds route. They replied listing all the bonds I have bought and currently hold as an adult. Which didn't answer my question i.e. what happened to the bonds held by this number? As it didn't explicitly say there's no record of that holders number, I suspect they didn't properly investigate and just ran my current name and details, rather than my birth name.
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