Green Additional Borrowing

[jrb43]

Does anyone have any thoughts/experience of this:

Green Additional Borrowing

Our windows need replacing and while I'm working away with overtime etc. , it's going to be a while for us to save 20k. This seems like a way of borrowing 20k at 0% and enjoying new windows now and at 2025 prices, not continuing to experience the wind howling round the rotting frames for another 5y and paying 2030 prices. We can afford the payments.

I'm aware of the opportunity costs but we need windows. Am I missing something cost wise?

[flickyspinny]

The only thing I would say is that £20k buys a lot of high-quality windows (I mean a LOT) if you're using your local window place instead of Anglian etc.

I just put in three windows from Cannon in Cheshunt. Each was approximately 900mm x 1000mm, UPVC, triple glazed with a single opener. Excluding fitting they were about £300-£350 each. Really nice quality.

Of course, you may be living in a massive mansion, but I'd say you should be able to glaze an average 4 bed house (excluding doors) for £5k inc. fitting.

For reference, I'd expect the localish big firm to quote double that, and Anglian etc to be triple that. The double-glazing industry is a shocker, even now.

Other than that, no input I'm afraid.

Edited by flickyspinny on Wednesday 9th April 14:14

[ThingsBehindTheSun]

flickyspinny said:

Of course, you may be living in a massive mansion, but I'd say you should be able to glaze an average 4 bed house (excluding doors) for £5k inc. fitting.

My brother works in the building trade and just ordered the windows for his house online and fitted them himself. The mark up these double glazing companies charge is eye watering.

[bullitinhead]

To right, when we got ours done , national company quoted 15k , diy windows only was 3.5k ,local company 5.5k about £130+vat fitting per window

Y do a lot of these nationwide company's have such slimy sales tactics?