NHS pension 95 section

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Discussion

Gas1883

Original Poster:

906 posts

60 months

Saturday 29th March
quotequote all

My wife has requested the 95 part of here pension , application was checked by her managers & ok,d but we have now received this letter .
1 . We believe the first one is that the person ( witness ) who filled the form in put her down as job fining 25/02/25 , and then job will start 25/02/25 , I believe
there has to be a break between those dates , day , week , we’re waiting to find out what that break is .
2. It then says your witness dates don’t match , but we can only find one date put in by the witness & that looks like his d.o.b , I’m assuming as the date he witnessed was the 25/02/25 that’s the date he should of put down ?
3. Confirm if you would like to take the additional lump sum , we put no for this on the application form ( sec 10.2 ) , but then we filled in the adjacent section b which should of been only if you’d ticked yes , the max tax free amount or
We tried to ring the pension dept , day after day & no one will answer the phone , does our reasoning sound right ? . Thankyou

Gas1883

Original Poster:

906 posts

60 months

Saturday 29th March
quotequote all

This is the only witness date we can find on form and believe he must of put his dob , not the date he signed it 25/02/25 .

Gas1883

Original Poster:

906 posts

60 months

Saturday 29th March
quotequote all

This is the section we believe was filled in wrong 10.2 , we put No to a additional lump sum ( 10.2 ) , then when on to fill in the next part even though it said for if you’ve ticked yes ( now tipexed out .

Downward

4,408 posts

115 months

Saturday 29th March
quotequote all
I’d jump onto the NHS pensions facebook page and ask.

It’s all very secretive the NHS pension you don’t really know what your getting at the end and there is a lot of people who don’t know the 95 scheme needs to be taken at 55 or 60 otherwise your losing out.


Gas1883

Original Poster:

906 posts

60 months

Saturday 29th March
quotequote all
Downward said:
I’d jump onto the NHS pensions facebook page and ask.

It’s all very secretive the NHS pension you don’t really know what your getting at the end and there is a lot of people who don’t know the 95 scheme needs to be taken at 55 or 60 otherwise your losing out.
Thankyou , we will have a look .

Downward

4,408 posts

115 months

Theres a company called Medifinch Ltd who can help with this

Thank you for registering for our McCloud remedy rollback support service.



We’ve got some good news: we are now gearing up to launch our McCloud remedy rollback support service in the next few weeks, so that when the Remedial Pension Savings Statements are issued in October, we will be in a position to process your full rollback reassessment via the new HMRC digital service.





Costs & NHS Cost Claim Back Scheme

We’ve had confirmation that DHSC will cover up to £1,000 inc VAT for professional support to facilitate the rollback annual allowance reassessment under the NHS Cost Claim Back Scheme.

Gas1883

Original Poster:

906 posts

60 months

Hospital have said there going to look at it Monday now , we will see what they say then have a look at the options put forward on here
Thankyou

Gas1883

Original Poster:

906 posts

60 months

All sorted now , hospital have rang pension dept , apparently you’ve now got to have 2 weeks off not 24 hrs
Thankyou

Sport_Turismo_GTS

1,480 posts

41 months

Downward said:
I’d jump onto the NHS pensions facebook page and ask.

It’s all very secretive the NHS pension you don’t really know what your getting at the end and there is a lot of people who don’t know the 95 scheme needs to be taken at 55 or 60 otherwise your losing out.
It’s so secretive that all the scheme documentation is available online.
biggrin

Downward

4,408 posts

115 months

Sport_Turismo_GTS said:
Downward said:
I’d jump onto the NHS pensions facebook page and ask.

It’s all very secretive the NHS pension you don’t really know what your getting at the end and there is a lot of people who don’t know the 95 scheme needs to be taken at 55 or 60 otherwise your losing out.
It’s so secretive that all the scheme documentation is available online.
biggrin
Yet here we are

Up to 209,553 NHS pension scheme members could be missing out on their pension payments due to a lack of awareness around the recent pension scheme changes, a freedom of information request from Quilter has revealed.

From 1 April 2022, the old NHS pension scheme (final salary 1995/2008) was closed, and all active members were moved to the new the 2015 scheme.

Whilst members were unable to accumulate benefits in the old scheme after this date, a final salary link was established to ensure that any future increases in pensionable pay would still enhance the benefits from the old scheme.

https://www.pensionsage.com/pa/over-200-000-NHS-st...

Sport_Turismo_GTS

1,480 posts

41 months

Downward said:
Yet here we are

Up to 209,553 NHS pension scheme members could be missing out on their pension payments due to a lack of awareness around the recent pension scheme changes, a freedom of information request from Quilter has revealed.

From 1 April 2022, the old NHS pension scheme (final salary 1995/2008) was closed, and all active members were moved to the new the 2015 scheme.

Whilst members were unable to accumulate benefits in the old scheme after this date, a final salary link was established to ensure that any future increases in pensionable pay would still enhance the benefits from the old scheme.

https://www.pensionsage.com/pa/over-200-000-NHS-st...
A lack of awareness is very different to information being secretive or it not being clear what you are getting.
https://www.nhsbsa.nhs.uk/sites/default/files/2024...

K77 CTR

1,628 posts

194 months

Pengage Facebook page offers alot of support for NHS pensions

Gas1883

Original Poster:

906 posts

60 months

Tuesday
quotequote all

Thankyou for links , yesterday hospital said wife had to have 2 weeks off after talking to pension dept , today pension dept rang her to check she was ok with what they’d put in letter ( fine ) , pension women said why have you put 2 weeks on form , you only need to have 24 hrs off ( confirmed by link above ) , so who did they speak to , or did they speak to anyone .
Hopefully sorted now .