Car insurance - France, Dubai and London
Discussion
Hi there
Quick question for you and hope you can help me.
I’ll be leaving the U.K next year and spending 9 months of the year in France and Dubai.
Can anyone suggest the best way to insure my cars which will be in London / France for the entire year? Not lived outside the U.K before so hoping someone can assist me!
Thank you so much
Quick question for you and hope you can help me.
I’ll be leaving the U.K next year and spending 9 months of the year in France and Dubai.
Can anyone suggest the best way to insure my cars which will be in London / France for the entire year? Not lived outside the U.K before so hoping someone can assist me!
Thank you so much
You are probably opening up a whole can of worms with this.
Presumably for the other 3-months you will remain resident in the UK?
UK insurers tend to ask you in which country are you resident for tax? And become very difficult if it is outside the UK, or if you do not have a UK home address.
There are companies that will insure a UK plated car in France. Once there more than 6-months i.e. you have become tax resident there, then the expectation is that the car should be registered there and the DVLA expect you to notify an export.
If you intend being tax resident in Dubai, then I am sure anything is possible there, at a price.
If this is likely to be a temporary scenario, I would leave the cars registered in the UK and drive it freely for 3-months in France.
Cars are cheap enough in Dubai and you might want to do a personal import when you return to the UK after a few years.
Perhaps professional advice from an international broker could be the smarter answer.
Presumably for the other 3-months you will remain resident in the UK?
UK insurers tend to ask you in which country are you resident for tax? And become very difficult if it is outside the UK, or if you do not have a UK home address.
There are companies that will insure a UK plated car in France. Once there more than 6-months i.e. you have become tax resident there, then the expectation is that the car should be registered there and the DVLA expect you to notify an export.
If you intend being tax resident in Dubai, then I am sure anything is possible there, at a price.
If this is likely to be a temporary scenario, I would leave the cars registered in the UK and drive it freely for 3-months in France.
Cars are cheap enough in Dubai and you might want to do a personal import when you return to the UK after a few years.
Perhaps professional advice from an international broker could be the smarter answer.
Thank you - I’ll do this.
I will have a UK home but be resident of Dubai for tax. Will spend 3 months physically in the U.K
If anyone has been there and done it, would love to hear how you managed it? Won’t be in France for more than 5.5 months a year to avoid becoming tax resident there.
Thank you
I will have a UK home but be resident of Dubai for tax. Will spend 3 months physically in the U.K
If anyone has been there and done it, would love to hear how you managed it? Won’t be in France for more than 5.5 months a year to avoid becoming tax resident there.
Thank you
I was tax resident in France, but only lived there 7-months each year, with 2 in UK and 3 in Spain.
Without keeping the UK address everything, especially in terms of financial services, would have been near impossible. Even that involves being economical with the truth and became much worse post-Brexit.
We are comfortable, rather than wealthy.
Without keeping the UK address everything, especially in terms of financial services, would have been near impossible. Even that involves being economical with the truth and became much worse post-Brexit.
We are comfortable, rather than wealthy.
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