Insurance and car for new driver
Discussion
My daughter is 18, only had her licence for less than a year and managed to go into the back of someone! Her car (Corsa) has been written off due to cost of repair v cost of car.
She’s looking for a new car, along with low insurance……much harder because she’s already been in a crash!
I’m not knowledgeable about cars at all. I’m really after any advice as to make, model of car sue could look at and which cars have low insurance. If anyone can help, I’d be very grateful. Thanks in advance
She’s looking for a new car, along with low insurance……much harder because she’s already been in a crash!
I’m not knowledgeable about cars at all. I’m really after any advice as to make, model of car sue could look at and which cars have low insurance. If anyone can help, I’d be very grateful. Thanks in advance
Lower the insurance group the cheaper it will be (generally).
When my son was getting a first car 18 months ago the Kia Picanto and Ford KA (both 1 litre engines) we found were the cheapest on quotes (try some quotes via gocompare, comparethemarket etc).
We ended up insuring him with Direct Line using their Driveplus app policy (rather than having an actual Telematics ‘black box’ that most other similar policies will use) to reduce his premium, it worked out about the cheapest and I’d rather go with someone I’d heard of!
When my son was getting a first car 18 months ago the Kia Picanto and Ford KA (both 1 litre engines) we found were the cheapest on quotes (try some quotes via gocompare, comparethemarket etc).
We ended up insuring him with Direct Line using their Driveplus app policy (rather than having an actual Telematics ‘black box’ that most other similar policies will use) to reduce his premium, it worked out about the cheapest and I’d rather go with someone I’d heard of!
duckson said:
We ended up insuring him with Direct Line using their Driveplus app policy
If they were to then forget to turn to back on and drive their own car and had aa accident, I assume they wouldn't be covered?
Edited by The Gauge on Monday 9th October 19:29
The Gauge said:
I notice the Driveplus app records their journey using there phones Location Services. How does that work when they are a passenger in another car, do they have to remember to turn off Location Services?
If they were to then forget to turn to back on and drive their own car and had aa accident, I assume they wouldn't be covered?
Does it not connect with a gadget inside their car? That's how my son's policy works. Quite good really as it means if I borrow his car, my driving isn't monitored!If they were to then forget to turn to back on and drive their own car and had aa accident, I assume they wouldn't be covered?
RicksAlfas said:
The Gauge said:
I notice the Driveplus app records their journey using there phones Location Services. How does that work when they are a passenger in another car, do they have to remember to turn off Location Services?
If they were to then forget to turn to back on and drive their own car and had aa accident, I assume they wouldn't be covered?
Does it not connect with a gadget inside their car? That's how my son's policy works. Quite good really as it means if I borrow his car, my driving isn't monitored!If they were to then forget to turn to back on and drive their own car and had aa accident, I assume they wouldn't be covered?
The Gauge said:
RicksAlfas said:
The Gauge said:
I notice the Driveplus app records their journey using there phones Location Services. How does that work when they are a passenger in another car, do they have to remember to turn off Location Services?
If they were to then forget to turn to back on and drive their own car and had aa accident, I assume they wouldn't be covered?
Does it not connect with a gadget inside their car? That's how my son's policy works. Quite good really as it means if I borrow his car, my driving isn't monitored!If they were to then forget to turn to back on and drive their own car and had aa accident, I assume they wouldn't be covered?
If you are a passenger in another car and you have your phone with you, you mark the journey as such in the app so it doesn’t count it. You have a while to do this I think, not sure how long.
My son has been using this for over 18 months without an issue, it doesn’t seem overly sensitive and so pretty reasonable with what’s allowed while driving.
Compare that with my mates son who had a ‘black box’ policy and was invited to cancel it within 2 weeks due to what it recorded!
I’ve nothing but praise for the Driveplus from Direct Line.
duckson said:
No it doesn’t connect with anything in the car or anything else, it’s the app only.
If you are a passenger in another car and you have your phone with you, you mark the journey as such in the app so it doesn’t count it. You have a while to do this I think, not sure how long.
My son has been using this for over 18 months without an issue, it doesn’t seem overly sensitive and so pretty reasonable with what’s allowed while driving.
Compare that with my mates son who had a ‘black box’ policy and was invited to cancel it within 2 weeks due to what it recorded!
I’ve nothing but praise for the Driveplus from Direct Line.
Sounds a good scheme. If you are a passenger in another car and you have your phone with you, you mark the journey as such in the app so it doesn’t count it. You have a while to do this I think, not sure how long.
My son has been using this for over 18 months without an issue, it doesn’t seem overly sensitive and so pretty reasonable with what’s allowed while driving.
Compare that with my mates son who had a ‘black box’ policy and was invited to cancel it within 2 weeks due to what it recorded!
I’ve nothing but praise for the Driveplus from Direct Line.
I remember a few years ago my car insurance was with Aviva and at renewal time they were promoting an app. The deal was to try it for a couple of weeks and if you scored highly there was a discount on the renewal. I was on holiday in Brittany (no traffic, immaculate roads) and I got 100%! Don't think I would have got that if I'd been home in West Yorkshire...
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