PCP Advice

[kilfinan]

Trying to secure best PCP deal but don't know where to look. I could go with the delears finance but always like to check for better deals. Can anyone advise? I am looking for any alternative PCP providers to compare APR's etc.

Thanks

Kilfinan

[MEC]

Magnitude worth a look.

Oracle also.

[ZX10R NIN]

When taking Manufacturer PCP also take into account the extras thrown into the (such as servicing/extended warranties etc) deal.

I don't know how much you're spending but a personal loan may workout a better conclusion.

[CG2020UK]

Leasing typically works out better than PCP as well

[Jaguar99]

CG2020UK said:

Leasing typically works out better than PCP as well

Often the payment is less for leasing but assuming you put in a deposit you normally have parity or a bit of positive equity in a PCP deal which can make exit easier than a lease if you need to. With PCP you also have options at the end of the term should you have gone over the excess mileage which you don’t have with a lease (eg Part exchanging, refinancing, etc). Worth taking into consideration if signing up for a long term

[kilfinan]

Jaguar99 said:

Often the payment is less for leasing but assuming you put in a deposit you normally have parity or a bit of positive equity in a PCP deal which can make exit easier than a lease if you need to. With PCP you also have options at the end of the term should you have gone over the excess mileage which you don’t have with a lease (eg Part exchanging, refinancing, etc). Worth taking into consideration if signing up for a long term

Yup. I have equity in my current car deal to trade in.