Car insurance

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Discussion

rdjohn

Original Poster:

6,369 posts

202 months

Friday 17th February 2023
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My good news today was that I now have a Spanish number plate.

The bad news was that when I am trying to insure it, they are saying it is too powerful - Linea directa and MAPFRE - Alonso’s sponsor.

Really, its only a 2007 Boxster that I have owned in France for 12-years and only expect to use it for about 3000km / year.

Can anyone suggest a reputable insurance company for a car like this / usage?

Thanks

rdjohn

Original Poster:

6,369 posts

202 months

Sunday 19th February 2023
quotequote all
For anyone searching in the future then Zurich seems a good starting point.

A broker at info@justinsurance.es made the introduction.

el romeral

1,267 posts

144 months

Wednesday 3rd May 2023
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Sorry bit late to reply to this. I am in Spain and have had my Boxster S insured with Linea Directa for about 9 years without problems. It is LHD which I imported from UK.

rdjohn

Original Poster:

6,369 posts

202 months

Wednesday 3rd May 2023
quotequote all
Thanks for your thoughts.

I assumed Linea Diecta would be the obvious route, as our house insurance is with them and used them before with a Golf convertible. So I have no idea why I was rejected, too powerful seems to be such a pitiful excuse.

I was seeking fully comprehensive cover, is that what you have? I had exactly the same answer from MAPFRE and so was really quite surprised.

el romeral

1,267 posts

144 months

Thursday 4th May 2023
quotequote all
Very strange that two companies refused to insure it. I have what they call “Super third party”. Pretty much all the benefits of fully comprehensive (assuming I am not at fault in an accident) for quite a bit less than fully comp. They would have covered me fully comp had I wished.

rdjohn

Original Poster:

6,369 posts

202 months

Friday 5th May 2023
quotequote all
Thanks, that is interesting.

I ended up with Zurich - fully comp. with a €600 excess @ €569.29p.a. This is what I have paid in previous years in France. I feel certain that it would be cheaper in the UK.

el romeral

1,267 posts

144 months

Monday 8th May 2023
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I am paying €282 a year on my Boxster S. The policy has a €300 excess and I have never had a claim since I started driving.

rdjohn

Original Poster:

6,369 posts

202 months

Tuesday 9th May 2023
quotequote all
I will call LD again next year and ask for their super 3rd party cover. That seems very reasonable. Like you, I have never had a claim and will probably do less than 3k km each year.

el romeral

1,267 posts

144 months

Thursday 11th May 2023
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Good luck, hope they can provide a more reasonable quote than your current one.