Benefits to count towards income for mortgage application
Discussion
And housing association tenants to have the right to buy.
https://www.bbc.co.uk/news/uk-politics-61739816
Isn't it on condition the house gets replaced by the HA?
So HA house sold at discount, HA expected to build new, presumably at actual cost of whatever a house costs to build, and rather more than the discounted value they've just flogged one off for.
Er, the obvious funding gap in that situation will be filled from where??
So HA house sold at discount, HA expected to build new, presumably at actual cost of whatever a house costs to build, and rather more than the discounted value they've just flogged one off for.
Er, the obvious funding gap in that situation will be filled from where??
There's going to be a whole band of lower paid work that you'll actually be worse off doing than if you did nothing if they're not careful. If it came with caveats like working atleast 35hrs a week for x number of years I'd be all for it. Everyone who works full time should be able to afford a house.
Beginning to think my step sister has got it right. Never work, have 6 kids, pay the rent but skip things like council tax, utilities etc so you can still have a holiday or two because despite the ominous looking letters, the authorities are not going to lock up a mum of 6 and when you don't have any assets to take away what can they do?
Now maybe she can buy the house too.
Beginning to think my step sister has got it right. Never work, have 6 kids, pay the rent but skip things like council tax, utilities etc so you can still have a holiday or two because despite the ominous looking letters, the authorities are not going to lock up a mum of 6 and when you don't have any assets to take away what can they do?
Now maybe she can buy the house too.
ZedLeg said:
Your hardworking warehouse operative is likely claiming housing benefit too.
Only if they've got the Golden Goose (aka a kid or two)... acting responsibly and not having kids you can't afford and it's a case of ''f
k you, go out and work as many jobs and as many hours as is necessary to keep your head above water.''mike74 said:
ZedLeg said:
Your hardworking warehouse operative is likely claiming housing benefit too.
Only if they've got the Golden Goose (aka a kid or two)... acting responsibly and not having kids you can't afford and it's a case of ''fk you, go out and work as many jobs and as many hours as is necessary to keep your head above water.''Saying that I do agree that it’s very hard for low paid workers with no kids or illnesses to get government help. My view is that this should be countered with a better minimum wage though, rather than subsidising company wages with government money.
In the same vein it would be better if we did something about crazy rents and house prices instead of subsidising them.
Edited by ZedLeg on Thursday 9th June 09:05
ChocolateFrog said:
There's going to be a whole band of lower paid work that you'll actually be worse off doing than if you did nothing if they're not careful.
That's already well and truly the case.My previous job paid over £13ph basic pay so well above minimum wage, more for overtime rates, permanent full time contracts were readily available yet even at £13ph there were numerous employees insisting they only wanted to work minimal part time hours as they were better off doing that and receiving their tax credit ''top ups''
ZedLeg said:
poo at Paul's said:
Interesting to see how the mortgagees will view this.
Hardworking warehouse operative on 11 quid an hour, vs single mum with 3 kids off 4 different dads.
Your hardworking warehouse operative is likely claiming housing benefit too.Hardworking warehouse operative on 11 quid an hour, vs single mum with 3 kids off 4 different dads.
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