Buying a car with finance attached help

[zippyprorider]

Planning on buying a car with finance attached to it on Wednesday, the bloke I’m buying it from has been upfront and about 50% of the car is owned by the finance company 50% with the man.

Now my initial plan was to go the guys house

He would already have requested a copy of
The current settlement payment

I Call the finance company he gets through security and I pay the finance off, receive some sort of receipt from them for payment and the finance is settled, pay the chap the rest and drive the vehicle away,

Sounded ok?

However now struggling as the finance company leaseplan seem unable to pick up the phone (1 hour today and still no answer) now there is form on the internet to pay off the finance balance but I would want a human to confirm that the vehicle is finance free to make the transaction safer (I assume HPI checks arnt real time updated)

Anyone got any ideas? (Him paying the finance off first doesn’t seem an option)

How would you go about this?

[The Road Crew]

zippyprorider said:

I Call the finance company he gets through security and I pay the finance off, receive some sort of receipt from them for payment and the finance is settled, pay the chap the rest and drive the vehicle away,

Sounded ok?

That's what I did.

I too would want to talk to someone at the finance company. I'd walk away from the deal if I couldn't do that. Chances are web payment is going to be ok (if you check the Web address is correct) but my paranoia would still be screaming scam.

Don't pay him all the money whatever you do!

[zippyprorider]

Yeah thought I’d ask the lease company the question today but no joy in getting through like most companies everything is driven online

[Nickp82]

If its financed by Leaseplan, is it on a lease? If so, the car is owned solely by Leaseplan even if the lease is paid off early.