TARGA 4

[rubenthedog]

Just about to push the button on this PNMKT9G9

have pinged the configuration to a couple of dealers for PCP costs and lead in times.

I have given both dealers the same information in terms of deposit, mileage, term etc

both are using 5.9% interest.

but the monthly figures differ by about £120.00, which i dont understand.

there are no added extras like gap insurance etc.

Anyone any ideas?

ps comments on the configuration much appreciated my last 911 was a GEN 1 997, so making a lot of assumptions

[JohnnyUK]

Well, the factors in a PCP are:

1. Term
2. GFV
3. Mileage allowance
4. APR


One of these factors must be different in the two quotes.

[JohnnyUK]

Oh and no Sports Exhaust?

Also, not sure about green seatbealts, but that's subjective. How about the Sports Chrono in green too? (no sarcasm, thought it might tie it all together)

[RichDS]

JohnnyUK said:

Well, the factors in a PCP are:

1. Term
2. GFV
3. Mileage allowance
4. APR


One of these factors must be different in the two quotes.

Agreed one of the 2 dealers has cocked something up

[rubenthedog]

i can only assume its the gfv

the dealers have given me the figures based on the same spec, same term, same deposit.

none of them gave me the future value. i would have thought that with the same code the software would spit out the same gfv though.

the lizard green seatbelts may be a bit marmite, but i wanted a splash of colour, and it makes it mine

[JohnnyUK]

rubenthedog said:

i can only assume its the gfv

the dealers have given me the figures based on the same spec, same term, same deposit.

none of them gave me the future value. i would have thought that with the same code the software would spit out the same gfv though.

the lizard green seatbelts may be a bit marmite, but i wanted a splash of colour, and it makes it mine

Depending on what you might think your future plans with regard to keeping the car or not, both dealers really should be telling you the GFV.

At the very least, it will be in the finance paperwork.

As for the seatbelts, absolutely!

[j3gme]

JohnnyUK said:

Well, the factors in a PCP are:

1. Term
2. GFV
3. Mileage allowance
4. APR


One of these factors must be in the two quotes.

5. Deposit….. check it’s exactly the same

[rubenthedog]

Got to the bottom of it, after I questioned the dealer. he advised that they had run the PCP deal with an interest rate of 7.3% not the current 5.9% that is in the Porsche current offer. This was because it would be a 2022 car and they did not know if Porsche would change their offer.............

I am pretty p.ssed off as I was only told this after I pushed them on the high monthly payments.

Are they being deceptive or protective. I don't know. But I do know that when they advised me of the finance costs the rate should have been divulged. I'm pretty sure the FSA would have something to say about it.

[JohnnyUK]

rubenthedog said:

Got to the bottom of it, after I questioned the dealer. he advised that they had run the PCP deal with an interest rate of 7.3% not the current 5.9% that is in the Porsche current offer. This was because it would be a 2022 car and they did not know if Porsche would change their offer.............

I am pretty p.ssed off as I was only told this after I pushed them on the high monthly payments.

Are they being deceptive or protective. I don't know. But I do know that when they advised me of the finance costs the rate should have been divulged. I'm pretty sure the FSA would have something to say about it.

Indeed. I think that's deceptive. Go somewhere else. What else are they hiding?