Car Insurance

[offspring86]

Afternoon all,

I'm going to be spending 3 months in the US later this year, my other half (who lives there) has a car that I'll be using. She called her insurance company (Geico) to find out what information she would need to provide in order for me to drive and they have informed her that nothing is needed, not even my name or date of birth. Is this correct?

I'm aware I'll need to organise an International Driving Permit, is there anything else I need to do at my end?

[Matt Harper]

If the car is titled and insured in her name, you don't need to provide anything - other than to be in possession of a valid drivers license (US or UK).

Why do you think you need an International Driving Permit?

[offspring86]

I was under the impression an IDP is required when driving a private vehicle in the US? From what I've heard insurance companies can request it if you're in a accident? I believe it is a legal requirement in Florida too (we are planning a trip down there).

Thanks for clarifying the insurance!

[Saleen836]

offspring86 said:

I was under the impression an IDP is required when driving a private vehicle in the US? From what I've heard insurance companies can request it if you're in a accident? I believe it is a legal requirement in Florida too (we are planning a trip down there).

Thanks for clarifying the insurance!

Matt will be in a better position to confirm but from memory an IDP isn't required in Florida or generally by a UK citizen, I think (could be wrong) but the IDP is more geared towards residents on non English speaking countries

[TimLambert7]

When I moved here (PA) I checked up with the Dept of Transport, my UK license was valid for 90 days from start of residency. No mention of an IDP and never heard of it through insurance.

You won’t be a resident so won’t be covered by any 90 day thing as mentioned.

If geico have said you don’t need anything, you don’t need anything?

[BertieWooster]

No need for an IDP and vehicles over here are generally insured for anybody to drive them (similar to in Germany).

[Matt Harper]

Permit not required anywhere in US, as long as your driving credentials use English language.