How do you pay for stuff?
Discussion
Pay by credit card, so garnering the benefits of insurance and dispute resolution, then pay the card off within the month.
Costs nothing and thanks to the consumer credit act, it gives you a damned sight more comeback against retailers in the event that something is amiss than paying by cash/cheque/switch.
Costs nothing and thanks to the consumer credit act, it gives you a damned sight more comeback against retailers in the event that something is amiss than paying by cash/cheque/switch.
Ted - there's nothing sinister in the question - all I'm trying to do is get a feel for what everyone else does.
In the past I've seen something I liked and then bought it on tick; unfortunately this has lead to a large amount of debt! I'm just interested to see if others do as I have done in the past or not. That's all
In the past I've seen something I liked and then bought it on tick; unfortunately this has lead to a large amount of debt! I'm just interested to see if others do as I have done in the past or not. That's all
quote:
large amount of debt!
quote:
Pay by credit card, so garnering the benefits of insurance and dispute resolution, then pay the card off within the month.
Costs nothing and thanks to the consumer credit act, it gives you a damned sight more comeback against retailers in the event that something is amiss than paying by cash/cheque/switch.
That's why Carzee drives an Audi and can afford Folombrey and the hire of his tie, and I'm stuffed
quote:*used* to drive an Audi - I'm afraid it's gone now
That's why Carzee drives an Audi and can afford Folombrey and the hire of his tie, and I'm stuffed
Still, when Mrs Zee's business, into which the Audi proceeds were sunk, makes its first million, I'll be a happy man. Probably be an old man too but ....
Her pennance for depriving me of automotive credibility is that she's now driving round in an E-reg 1.6 Golf
And if the truth be told, Folembray was a little bit of an extravagance, especially since having flogged the TT I had to spring £600* for the use of one of Book-a-Track's Caterhams for the day. Still, since I've been contracting, I've had no holiday, and I completely failed to get to Lemons this year, so I deserve it
* Yes - a Caterham Superlight for the day cost more than buying the Golf outright
>> Edited by CarZee on Tuesday 3rd September 13:19
quote:
Do you know what SGirl looks like by the way?
Reminded me of an salesman I used to know. He had a few sayings that sounded good but nobody could work them out (i.e. the whole world's gone global...), actually, he bumped into me in an off licence once and spoke at me for 20 minutes, I couldn't for the life of me remember what he was talking about and don't remember any verbs - any road,
Something along the lines of 'never fcuk the payroll'
Kind of apt in a not really kind of apt way.
which I thought was quite funny.Well, like so many on here I'm a contractor and so's Mrs Smifffy so whilst the good times roll we're making hay.
However, we're both paranoid about having debt 'cos we're both aware that the contract bubble could burst at any time, at which point we'll be left with mortgage, cars etc. So whilst the government has low interest rates (in every sense) we're piling all our cash into the mortgage to batter it into sub,ission within the next 2 years.
After that Cerby ownership will be mine (although she doesn't know this yet)
To be honest my main concern is that I see little or no sign of either the UK or US economies quickening, in fact it could well go the other way, in which case alot of people that have bought stupid expensive houses will be fooked. Ironic really since Blair and his cronies lambasted Maggie for a similar situation.
If I'm buying things in general, then as CarZee says, on the credit card it goes. Bllx to all their nice points systems, more insurance and consumer protection.
However, we're both paranoid about having debt 'cos we're both aware that the contract bubble could burst at any time, at which point we'll be left with mortgage, cars etc. So whilst the government has low interest rates (in every sense) we're piling all our cash into the mortgage to batter it into sub,ission within the next 2 years.
After that Cerby ownership will be mine (although she doesn't know this yet)
To be honest my main concern is that I see little or no sign of either the UK or US economies quickening, in fact it could well go the other way, in which case alot of people that have bought stupid expensive houses will be fooked. Ironic really since Blair and his cronies lambasted Maggie for a similar situation.
If I'm buying things in general, then as CarZee says, on the credit card it goes. Bllx to all their nice points systems, more insurance and consumer protection.
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