Revo - Do you tell your insurance company?

[Danger]

Hi all,

I have a 57 plate 140 pd TDI A6 with a Revo stage 1 remap. I've been getting insurance quotes and two companies have refused to insure me because of the map. I have a quote from LV for £495 which I'll probably go with but was just wondering if I'm being too honest?

It slightly irks me that if I'd gone for the 3.0 TDI the insurance would've been cheaper!

DP

[marctwo]

Yes, you tell them otherwise you are not insured.

Call these guys as they specialise in modified cars:

http://www.greenlightinsurance.co.uk/modified-car-...

[Kell]

I think with insurance, you have to start with the assumption that will not pay out unless they have to.

Don't do anything to your car without telling them as you just never know what they'll be like when it comes to making a claim.

[chris285]

Tell them as stated you are not insured if not, also try sky insurance as well as greenlight for a company for modified insurance

[alanyork]

If you bought a 2nd hand tdi , And if it had been remapped , Before you bought it And you did not know, And when you insure it , you say no to mods ??? Then what would happen re claim ???

[Alucidnation]

Paper trail at a guess.

[Kell]

alanyork said:

If you bought a 2nd hand tdi , And if it had been remapped , Before you bought it And you did not know, And when you insure it , you say no to mods ??? Then what would happen re claim ???

If they were rejecting your claim because of the remap, then I guess they'd have to prove you had the map done.

Would be fairly easy to establish that no payment had gone to mapping company. And they should have a record of the number plate at the very least, so could tell when it was done.

[agxster]

Try Adrian Flux, insured my car with mods which includes re-map.

[Nick1point9]

Kell said:

alanyork said:

If you bought a 2nd hand tdi , And if it had been remapped , Before you bought it And you did not know, And when you insure it , you say no to mods ??? Then what would happen re claim ???

If they were rejecting your claim because of the remap, then I guess they'd have to prove you had the map done.

Would be fairly easy to establish that no payment had gone to mapping company. And they should have a record of the number plate at the very least, so could tell when it was done.

Insurers don't want to know if you have modified the car, they want to know if the car is modified. Insurance forms don't ask "to the best of your knowledge, is the car modified in any way", they ask "is the car modified in any way".

[alisdairm]

Two Questions.

When you by a second hand car, and have never driven anything similar, how do you know if you car has been mapped, trust the seller? Take it to a dealer for them to run a diagnostic check, and will that show if it has been mapped, and if it does, can it tell when it was mapped.

Second question, if your car has been involved in an accident do the police, recovery garage, repair garage, insurance company actually check to see if the car has a standard or modified map? I doubt it.

[DoubleSix]

Yeah bks to that...

Can't see any court awarding in favour of an insurance company where you purchased the car second hand with a map!

[Dr G]

I am aware of cases where naughty owners have removed ECUs from damaged vehicles to have them flashed back to stock before speaking with their insurer/warranty company/dealer...

[MF35]

Insurers are highwaymen. I have never claimed on insurance in my life.

[DirktheDaring]

Old thread I know, but A-Plan charged me nothing at all when i had a Revo engine map put on my T6.

[Kev_Mk3]

marctwo said:

Yes, you tell them otherwise you are not insured.

Call these guys as they specialise in modified cars:

http://www.greenlightinsurance.co.uk/modified-car-...

this.

[Tommie38]

100% tell your insurance company.

If you are involved in a small car park scrape nobody will check. If you are in a serious accident with a third party injury and the potential for millions of pounds of damages, I would be surprised if they don’t.

[FMOB]

I think you need to look at it from the insurers point of view.

If it was your money, would you pay out to someone who had lied on the form (for whatever reason)?