Unbelieveable!

[funkihamsta]

This person works for a very large company.
She had parked her MR2 in the staff carpark and was actually inside the building working when it got hit by a company truck (all of which was caught on CCTV). The driver didn't try to get out of it but the company refused to pay for the damage calling it a knock for knock incident!
The main business of large company...insurance.
What do you think she should do? She has now paid for the repairs out of her own pocket.

funkihamsta

[ZZR600]

I would chase it up and get my money back , how can you call it knock for knock ? empty mr2 vs driver in a truck dont make sense to me

>> Edited by ZZR600 on Saturday 29th June 16:31

[JulianHJ]

I work in the replacement car business and hear this kind of stuff all day. The company are taking the proverbial. All insurance companies do. If they think they can squirm out of something they will give it a go. They are liable. Simple as that. They have a legal obligation to cover the cost of repair.

What argument did they use to try and back up knock for knock? I can't envisage any factors that could prop their arguement up. The term that best applies to this case is 'non-fault'.

Any chance you could tell us which company she works for?

[funkihamsta]

Er no, because l do too! Knowing my luck l'll somehow have got it wrong and be 'done' for breaking confidentiality or summink.

[ultimapaul]

Torch their head office ....... won't get her repairs paid for but she would feel a whole let better AND when questioned she could always claim "Knock-for-Knock"

Just a thought!!!!!

[madcop]

Go to the civil/small claims court (local county court office) and issue a writ against the driver of the truck for the cost of the repairs. Normally this costs 10% of the money wished to be recovered. This is not a difficult procedure to do and the court staff will help with the procedure.

When the driver gets the writ, he will in turn pass it on to his company. It should start things moving fairly quickly.


>> Edited by madcop on Saturday 29th June 18:24

[jellyed]

the owners of the truck are liable . driver fills out accident form n owner sends it off 2 insurance company . nail their hats on !

[simonelite501]

Take the Bds to the cleaners, then resign! who would want to work for a company that treats people like that!

[bikerbabe]

It was a difficult situation as the CCTV did not actually get the numberplate and there were 2 van's (same company) who could possibly have hit the car...obviously it could not be proven which one as the vans are not made of fiberglass and no marks were found !

[hansgerd]

If the MR2 is in Pommes Frittes as we say here in Germany (means damaged big time) there must be at least some paint on the truck or the driver scratched it off (in which case he is liable too, at least here in Germany). I would sue the company and if there were bad consequences I would go to the press and sue them even more.