Liverpool Vic Insurance

[stuh]

Having been mentioned a few times on here, i rang them for a quote on the new 355. Almost fell off my chair at how cheap their quote was compared to what i'd got from Norwich Union.

Anyone made a claim with them? Don't want cheap insurance that turns into a problem should i need to use it.

[sb-1]

If you do a search on general gassing under Liverpool Victoria there are serveral threads on this.

Cheers

Steve

[355f]

well I got a quote with LV and found it very cheap compared to NU.

In the end I paid a bit more for cover with royal.

LV did not want a tracker fitted which EVERY other company did and the price was very low.

I was concerned with premiums like this that in the event of a claim of total loss ( which is easy on a f car) that they would pa out anything like ts realistic value.

[jacko lah]

stuh said:

Having been mentioned a few times on here, i rang them for a quote on the new 355. Almost fell off my chair at how cheap their quote was compared to what i'd got from Norwich Union. Anyone made a claim with them? Don't want cheap insurance that turns into a problem should i need to use it.

Also trading under the name Frizzel.

I've got my mk2 Cav sri insured with them via their 'UNION member discount' and they were 30 % cheaper than anywhere. I believe they are pretty much mainstream when it comes to claims.

But lets face it : Anyone will be cheaper than Nor-witch Money Grabbing Union. I mean I like a joke lads, but lets not take the PISSSS>

[tonyhopkins]

I'm insured with L & V with an agreed value of £56k. They were £500 cheaper than my old insurer, Nowell and Richards.

>> Edited by tonyhopkins on Wednesday 29th September 16:31

[dds1]

jacko lah said:

stuh said: Having been mentioned a few times on here, i rang them for a quote on the new 355. Almost fell off my chair at how cheap their quote was compared to what i'd got from Norwich Union. Anyone made a claim with them? Don't want cheap insurance that turns into a problem should i need to use it. Also trading under the name Frizzel. I've got my mk2 Cav sri insured with them via their 'UNION member discount' and they were 30 % cheaper than anywhere. I believe they are pretty much mainstream when it comes to claims. But lets face it : Anyone will be cheaper than Nor-witch Money Grabbing Union. I mean I like a joke lads, but lets not take the PISSSS>

how much is the insurance on a £40 Cav? £3.61?

[anniesdad]

Good luck with the indian call centres, anyone that's insured with Norwich Union. In my day they used to be underwriting departments....not now...no Siree.

[bad loser]

I went with LV for my insurance - at £750 it was £500 cheaper than the nearest quote.

I hope I don't have to make a claim to find out why.

[tonyhopkins]

bad loser said:

I went with LV for my insurance - at £750 it was £500 cheaper than the nearest quote. I hope I don't have to make a claim to find out why.

Why , have you got experience with them not paying out/disputing value?

[geofflowe]

I have been with LV AKA 'Frizell' with both house and car insurance and never had a problem with a contents claim for instance.

I too got a quote for my 328 GTS and was happy with £580 fully comp, protected no claims (which is zero as its a second car) and unlimited miles. They didn't want to know about my 6 points, only that I hadn't been banned from driving!

All this crap about having no 'no claims' on a second car really winds me up. Its YOU that has earned the no claims, not the car!! FOOBAR!!!!!

[bad loser]

tonyhopkins said:

bad loser said: I went with LV for my insurance - at £750 it was £500 cheaper than the nearest quote. I hope I don't have to make a claim to find out why. Why , have you got experience with them not paying out/disputing value?

No, not at all.

Unlike all the other "cheap" companies, LV didn't ask half the questions and load the quote based on speeding points.

I went through the full spiel with both Churchill and NU Direct only to be told they don't insure "my type of car".

What I meant is, I don't want to claim for the obvious reasons (my car's been nicked, I've had an accident, I lose my no claims etc). Sorry to mislead you.

>> Edited by bad loser on Thursday 30th September 13:22

[davejw]

Won't go into details but as a policy holder with L&V I was very impressed with a recent claim put in by a friend of mine who had an accident while abroad. The car was a write-off less than a year old and my friend incurred all sorts of accident related charges including a helicopter. The accident was mid August and he has just received a brand new replacement plus reimbursement for all other charges.

The service was at all times friendly and very efficient. Total cost was around £80K.

Low quotes don't always mean poor service!

Cheers,

Dave.

[geofflowe]

Just actually signed up with them and the quote came down to £496 including the £24 insurance tax! Result!!

[David A]

Won't do a 3200GT if you're under 30 yrs old

[edfez]

tonyhopkins said:

I'm insured with L & V with an agreed value of £56k. They were £500 cheaper than my old insurer, Nowell and Richards. >> Edited by tonyhopkins on Wednesday 29th September 16:31

HI Tony, How did you get them to do this? I tried and tried to speak to someone who would give me a value. I was put through to about 4 people who said that they don't do this. If you have an accident I was told that an assessor would be despatched and he would then give a value for damage or total loss. I had already insured with them at this point, but because they were so cheap I was worried about the valuation.
I asked them to get an assessor to give a value now for peace of mind but they said they couldn't even if it meant I would now take my business elsewhere.
They have always been polite and it was quite the easiest renewal I have ever had....jjust a bit too easy if you know what I mean. I said I wouldn't want my 355 valued at any rate (you could pick up a badly looked after example for a lot less then I paid for mine) and I am still concerned about this.
Any idea how to track down the right person to talk to about this would be useful.
Cheers,
Ed

[jasonh]

I've had a quote from AON for a 355 and they do a policy (classic car) where you don't need any no claims bonus - ours is already assigned to my wifes car. Do LV do a similar policy or have all the figures mentioned previously been based on full NCB?

Thanks, Jason

[murph7355]

I used NCB last year with L&V, but be warned - their premiums have hiked in the last month or so as their underwriters have reassessed their risks.

Footman James are well worth a call. I have also found A-Plan helpful in the past.

[sco]

Agree that L&V seem to be more like "market rate" now - but I went with them because they didn't apply load of conditions (e.g garaging after 10pm).

Re the two car NCB point some companies will allow one person's NCB against 2 cars as an "introductory offer" - Norwich Union did this for us on a previous car, but they declined to insure the Maserati.