Sister getting screwed!
Sister getting screwed!
Author
Discussion

kejoma

Original Poster:

12 posts

165 months

Sunday 13th January 2013
quotequote all
Hi Everyone, my first post so bear with me.

My sister has been married for 3 years and has two children with her husband. The mortgage is in her husbands name and she has made only minimal contributions due to working part-time because of two young children.

The husband has offered to give her approx £70 per week maintenance (earning are £32k + £5k annual bonus, pensions and company car). He is also giving her nothing from the house (they currently have only approx £6k equity).

Is she entitled to more from the house! she is such a pushover and thinks that if she agrees to everything he says, they can remain 'friends'.....

davepoth

29,395 posts

229 months

Sunday 13th January 2013
quotequote all
Divorce?

If it is then he has to support his children. I think something like three to four times that much is closer to the mark.

slippery

14,093 posts

269 months

Sunday 13th January 2013
quotequote all
Sees title, pops in, leaves. smile

kejoma

Original Poster:

12 posts

165 months

Sunday 13th January 2013
quotequote all
they cannot divorce for 2 years and they are happy to wait. its just separation at the momment.

z4chris99

12,527 posts

209 months

Sunday 13th January 2013
quotequote all
slippery said:
Sees title, pops in, leaves. smile
I was expecting pictures at least...

in a serious note send her to see a solicitor and take him to the cleaners. she can be a SWT

kejoma

Original Poster:

12 posts

165 months

Sunday 13th January 2013
quotequote all
she says she cant afford to and doesnt want to take him to the cleaners (again, thinks this is all gonna be flowers and kittens, which lets face it, its not). She is going to go to the council for assistance.....something that i personally frown upon!

Justayellowbadge

37,057 posts

272 months

Sunday 13th January 2013
quotequote all
Child maintenance will be 20% of salary (this can reduce based on the split of care). (CSA guideline for 2 children)

Spousal will depend on circumstances, length of marriage and other considerations.

kejoma

Original Poster:

12 posts

165 months

Sunday 13th January 2013
quotequote all
Thanks guys, i understand that everyones circumstances are different so its not easy answering a question like this.

randlemarcus

13,646 posts

261 months

Sunday 13th January 2013
quotequote all
No need for the legal route just yet, as the maintenance can be sorted before that.

Current CSA guidelines are 20% of post tax income for two kids. Pension and BIK on the car will reduce that net income, bonus will increase it.

House will need sorting out legally, at divorce time, but as the marital home, is effectively a marital asset, regardless of payments etc. She is probably best advised not to leave, as that weakens any negotiations later.

If there's any advice to be dished out, it's please please please put the kids first. Adult stuff happens, but try and remain civilised.

kejoma

Original Poster:

12 posts

165 months

Sunday 13th January 2013
quotequote all
the house was bought while they were together, in his name only, but they married after. does it still count as the 'marital home'?

Mark-C

7,690 posts

235 months

Sunday 13th January 2013
quotequote all
A quick chat with CAB would be a good start for your sister. In my experience you can both go into these things aiming to be reasonable but you won't necessarily come out the other end in the same state.

Whatever the outcome it doesn't hurt to have some impartial and accurate advice early.

z4chris99

12,527 posts

209 months

Sunday 13th January 2013
quotequote all
kejoma said:
the house was bought while they were together, in his name only, but they married after. does it still count as the 'marital home'?
she lives in it, and is his wife...

she gets half

kejoma

Original Poster:

12 posts

165 months

Sunday 13th January 2013
quotequote all
im still trying to force her into seeing a solicitor so hopefully she'll listen to me.

Thans everyone.

CRB14

1,494 posts

182 months

Sunday 13th January 2013
quotequote all
z4chris99 said:
she lives in it, and is his wife...

she gets half
Out of interest, would the woman also be liable for half if a house was in negative equity? They should be.

Sarnie

8,373 posts

239 months

Sunday 13th January 2013
quotequote all
CRB14 said:
Out of interest, would the woman also be liable for half if a house was in negative equity? They should be.
Yes, both parties would be liable for the excess amount in the same way as if there was equity in the property....

PurpleMoonlight

22,362 posts

187 months

Monday 14th January 2013
quotequote all
I wish people would stop spouting crap about a 50% entitlement, there is no such law.

OP, how long have they been cohabiting, how old are the children, how much is the mortgage and is she still residing in the house?

She needs to see a solicitor and register a Martimonial Homes Rights notice on the property at Land Registry.

z4chris99

12,527 posts

209 months

Monday 14th January 2013
quotequote all
PurpleMoonlight said:
I wish people would stop spouting crap about a 50% entitlement, there is no such law.

OP, how long have they been cohabiting, how old are the children, how much is the mortgage and is she still residing in the house?

She needs to see a solicitor and register a Martimonial Homes Rights notice on the property at Land Registry.
there is no law, but with children etc and her still living in the house his position becomes pretty rubbish.

all the divorces I've seen the wife has got at least half, in most cases the whole thing

smckeown

303 posts

275 months

Monday 14th January 2013
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Any judge will prioritise the children and their carer first.

kejoma

Original Poster:

12 posts

165 months

Monday 14th January 2013
quotequote all
the children are 3 and 7, they've been cohabiting for approx 8 years, and bought this house 6 years ago (in his name). the problem now is that she is leaving the home to rent another house and she will get the council to do what her husband should be doing, which is maintaining the children.

I am very close to giving up on her and letting her do what she wants!

Justayellowbadge

37,057 posts

272 months

Monday 14th January 2013
quotequote all
kejoma said:
the children are 3 and 7, they've been cohabiting for approx 8 years, and bought this house 6 years ago (in his name). the problem now is that she is leaving the home to rent another house and she will get the council to do what her husband should be doing, which is maintaining the children.

I am very close to giving up on her and letting her do what she wants!
32K is 460 a week, before taking any pension or BIK deductions.

The CSA guidelines would suggest 90 quid a week or so, so he may be spot on with regards to what he should be doing in respect of the children.

Supporting your sister is another matter, and he has no obligation to do so until agreed or court dictated.