What Percentage of your income do you save/invest?

[jonny70]

How much of your income do you save/invest , either percentage or you can say the amount, if you wish.

Also what do you save/invest it for?

[dtmpower]

Zero currently.

[Papa Hotel]

Save!

[megapixels83]

I save 500 a month into a monthly deposit then put aside 30 a month for when my work does the employee share ownership plan each july and invest that as they match your investment up to 360.

Not saving for anyting particular as got married and bought a place. I guess I am saving for early retirement or kids.

[Darranu]

Around 50% of my net wage, knowing my luck I'll get run over tomorrow though

[z4chris99]

nothing. I spunk it all

edit; work pension of 6%?

[Burnham]

Whatever is left over at the end of the month.

[Rick101]

About 10% into an ISA.

About 5% into a fund for annual bills such as home insurance, TV licence or what i've actually just spunked it on... £900 quids worth of detailing and a holiday to Morocco!

[northandy]

7% into a pension, 6% into the company share scheme.

Whatevers left goes into a savings account for car running costs, isa etc, probably 5% on average

[Lawrence5]

About 20% at the mo - not having cars leaves you rich

/But I miss my Lotus

[markcollings7890]

New job 80-90%

[Steve Evil]

Currently about 70%, most of that is going towards a house deposit, with around 10% of my salary going into an ISA.

[Pints]

Around 50%

[smckeown]

Around 26% of net income currently. I'm, now 39 and getting semi-sensible in my old age.

[stongle]

Off my take home:

15% mortgage overpayment (effectively I double up). Probably will increase this a bit.
4% pension contribution (works pays 10% then matches up to a further 4%), so actual pension savings equivalent to 18% p.a.
2% for daughters uni fees. Aim to pay all fee's & costs when she's old enough (she's 2 currently). Not entirely sure about this from a life lesson PoV, but would like the option too (although it does amortise to zero if she does a Mickey Mouse degree).
5% ISA
10% slush fund / big-boy toys

I ought to do save more, but have an addiction to carbon-fibre, particularly if it's got S-Works or Zipp on it.

As I pay all the bills etc, the wife sticks away about 15% of the combined Net income in joint savings / rainy day / big things pot (and she has her own slush fund).

[dtmpower]

dtmpower said:

Zero currently.

Although once my daughter finished nursery we'll have another £800 a month left over !

[mattnunn]

£40 x 3 for the kids trust funds / ISAs so they can have a massive piss up when they're 18 and about £50 a month for my pension which at the current value will give me a whopping £238 a year!

I'm screwed.