I am a tart!!
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Humpy D

Original Poster:

658 posts

225 months

Monday 15th October 2012
quotequote all
A credit card tart that is!!

Question, we use a Tesco Credit Card to purchase holidays thus gaining Clubcard points but then transfer the balance to a 0% credit card.

Our current 0% card runs out shortly so am looking for another one but am confused about the T&C's relating to balance transfers. Most of the cards we looked at start that balance transfers must be completed with 60 or 90 days of activation but this is no good for us. We want to be able to do balance transfers for the entire 0% period. But does the T&C mean that ou have to make 1 balance transfer within 60/90 days to qualify?

We did call the companies and one did confirm that we could make balance transfers for the entire 0% period but another company said we couldn't (although to be fair, the call centre for this company wasn't UK based so I'm not sure whether they understood the question).

Can anybody confirm what the rules are?