How much do you spend on living expenses?
Discussion
This will probably be easier for the single people without kids... I'm just curious to learn how much people spend on living expenses every month.
This should exclude mortgages/ rent, utility bills, mobile phone, loan repayments etc. But include food, entertainment, fuel etc.
Fuel should be listed separately.
So for me it would be £300 + £230 Fuel
The £300 mostly consist of food shopping, cinema trips, magazines, clothes etc.
This should exclude mortgages/ rent, utility bills, mobile phone, loan repayments etc. But include food, entertainment, fuel etc.
Fuel should be listed separately.
So for me it would be £300 + £230 Fuel
The £300 mostly consist of food shopping, cinema trips, magazines, clothes etc.
Up until about 4 months ago, circa £600 per month: fuel, clothes, nights out, meals out with the OH. I work hard and saw being able to spend what I want (within reason and not on credit) as something of a reward.
Now, having saved towards a mortgage and just put an offer in for our first house: £250 per month absolute max.
Once I realised where my unnecessary spending was (clothes, gadgets and alcohol), saving became more rewarding and I feel a lot happier knowing that a) we have cash for any big purchases comimg up and b)there's a little emergency fund in place should anything go awry.
Now, having saved towards a mortgage and just put an offer in for our first house: £250 per month absolute max.
Once I realised where my unnecessary spending was (clothes, gadgets and alcohol), saving became more rewarding and I feel a lot happier knowing that a) we have cash for any big purchases comimg up and b)there's a little emergency fund in place should anything go awry.
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