Cash ISA
Author
Discussion

AyBee

Original Poster:

11,340 posts

232 months

Friday 23rd March 2012
quotequote all
I can't see a recent topic on this, however, I seem to remember last year that there were a few places doing decent rates on cash ISAs shortly before the end of the financial year. What are the best rates around right now? I've done the standard Moneysupermarket check so I'm aware what's advertised on there. I would be happy to leave the money in for 2 years if the rate was attractive enough and am unlikely to need it before then.

Thanks, AyBee

Crafty_

14,176 posts

230 months

Friday 23rd March 2012
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Santander doing 3.3% min £1, no penalties for withdrawals. As usual rate plummets aver a year though.

530dTPhil

1,420 posts

248 months

Friday 23rd March 2012
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Best rate with no short term bonus seems to be Virgin Money at 2.85%. Highest with a one year bonus looks to be AA at 3.5% but it drops to something silly after one year.
There is a Nat West cash ISA with a good rate but there is a catch in that the funds don't transfer in for some time.

bleesh

1,112 posts

284 months

Friday 23rd March 2012
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The AA are doing 3.5% at the moment....no transfers in though and 3% of that is a bonus...

Willy Nilly

12,511 posts

197 months

Saturday 24th March 2012
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Nationwide are offering 4.25% for a cash ISA if you move your current account to them. They are offering 3.3% on balance transfers or there abouts. I've made my appointment smile

Brite spark

2,103 posts

231 months

Wednesday 28th March 2012
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Halifax is 4.50% on their 5 year cash isa

Eta, just seen you said 2 years, still always the option of early withdrawal if you do need it, not read the penalty charges for that though

Edited by Brite spark on Wednesday 28th March 00:30