Another whingeing b***h (this time a middle-class one)
Discussion
Some people's frivolity with money just disgusts me.
Don't move to a house in the Scottish Highlands with no loft insulation and then moan about heating costs.
Sickening.
Don't move to a house in the Scottish Highlands with no loft insulation and then moan about heating costs.
Whingeing b
h said:
h said: "The line between feeling relatively wealthy and thinking you may actually go under turns out to be thinner than I expected. We’ve teetered just under our overdraft limit for years (who hasn’t?), but suddenly the rising cost of living has made us realise we may not be able to afford our lifestyle — and that’s a horrible feeling.
Like many families, we borrowed up to the hilt for our mortgage, took out two car loans, pay our utility bills, home insurance, council tax, mobile phone bills and life assurance by monthly direct debit to spread the cost, and thought little about it. Each month, there seemed to be just about enough to pay everything off and have the odd posh meal out, buy a new dress or save for a foreign holiday.
But in 2011, we are genuinely facing a winter of discontent. Everything from our supermarket bill to the home insurance has gone up. We need to earn a small fortune each month just to pay all the standing orders and direct debits. I’m seriously worried we may lose our much-treasured and hard-won family home."
Read her other articles as well.Like many families, we borrowed up to the hilt for our mortgage, took out two car loans, pay our utility bills, home insurance, council tax, mobile phone bills and life assurance by monthly direct debit to spread the cost, and thought little about it. Each month, there seemed to be just about enough to pay everything off and have the odd posh meal out, buy a new dress or save for a foreign holiday.
But in 2011, we are genuinely facing a winter of discontent. Everything from our supermarket bill to the home insurance has gone up. We need to earn a small fortune each month just to pay all the standing orders and direct debits. I’m seriously worried we may lose our much-treasured and hard-won family home."
Sickening.
Edited by Mobile Chicane on Thursday 20th October 23:03
Well i dont suppose she intended for her income to shrink or bills to rise but it is a bit distasteful that people with two cars and a house in the Scottish Highlands who even refer to themselves as middle class feel the right to complain about anything when theres plenty of people far worse off than them.
Its like £30k a year Train Drivers who go on strike over pensions when all the people earning half what he does now cant go to work because his Train isnt running.
Its like £30k a year Train Drivers who go on strike over pensions when all the people earning half what he does now cant go to work because his Train isnt running.
In fairness she does acknowledge at the end of the article that
Isnt it odd that in a household full of University degrees and A-Level students looking to go to university that they dont appear to have one fully formed brain between them?
A lifestyle based on borrowing money to buy things they could probably have afforded anyway if given a little thought and time. Why take two car loans on salaries like that? Why not just buy a couple of cars instead? For example.
whats her face said:
We only have ourselves to blame for not saving in the good times
But that doesnt excuse some of the quite baffling portions of the article.whats her face said:
Indeed, I found myself walking around Jigsaw in Edinburgh recently stroking the clothes. Oh, the lovely softness of the new winter range — big fluffy dove-grey jumpers and gorgeous cashmere dresses. But the prices! £295 for a dress! Are they joking? For the first time in recent memory I found things I loved and bought nothing.
So because you cant buy a £300 dress we should feel sorry for you?whats her face said:
Like many families, we borrowed up to the hilt for our mortgage, took out two car loans, pay our utility bills, home insurance, council tax, mobile phone bills and life assurance by monthly direct debit to spread the cost, and thought little about it.
I think this woman is Gordon Brown in disguise.whats her face said:
Each month, there seemed to be just about enough to pay everything off and have the odd posh meal out, buy a new dress or save for a foreign holiday.
Middle class people who view foreign holidays, designer dresses and posh meals out as vital things in life do annoy me.whats her face said:
I’m seriously worried we may lose our much-treasured and hard-won family home.
I thought you said you borrowed up to the hilt to get it?whats her face said:
In the ‘good old days’ when credit grew on trees, we always thought we could borrow our way out of a financial mess. Now, however, that safety net has been whipped away
Indeed.Isnt it odd that in a household full of University degrees and A-Level students looking to go to university that they dont appear to have one fully formed brain between them?
A lifestyle based on borrowing money to buy things they could probably have afforded anyway if given a little thought and time. Why take two car loans on salaries like that? Why not just buy a couple of cars instead? For example.
Not to mention
"If she chooses an English university, her degree course will cost us £9,000 a year in tuition fees, plus at least £15,000 in rent and living expenses. If she can find a suitable degree course in Scotland, there will be no tuition fees but still rent and living expenses. Unless we want her to emerge with huge debts, we’ll have to contribute. It’s enough to make you want to put your head in your hands and weep."
Another numbskull too stupid to understand how the Student loan system works.
HELLOOOO! If they don't earn much after they graduate they never have to pay it back!!! Even if they do earn reasonably well they pay it back at an affordable rate. Its the cheapest (nearly free) money you'll ever get your hands on. My kids will be borrowing every single penny we can get!
"If she chooses an English university, her degree course will cost us £9,000 a year in tuition fees, plus at least £15,000 in rent and living expenses. If she can find a suitable degree course in Scotland, there will be no tuition fees but still rent and living expenses. Unless we want her to emerge with huge debts, we’ll have to contribute. It’s enough to make you want to put your head in your hands and weep."
Another numbskull too stupid to understand how the Student loan system works.
HELLOOOO! If they don't earn much after they graduate they never have to pay it back!!! Even if they do earn reasonably well they pay it back at an affordable rate. Its the cheapest (nearly free) money you'll ever get your hands on. My kids will be borrowing every single penny we can get!
Why the hell did I click on the other link in that article?
smug biiitch
I want to smack her and her bloody soul mate
I'm so glad I don't pay her miserable stipend
cow!!!
to be fair (though I dont know why?) I stopped reading after the fekkin kitchen tiles crap, she may have actually had summat to say... doubt it though)
smug biiitch
I want to smack her and her bloody soul mate
I'm so glad I don't pay her miserable stipend
cow!!!
to be fair (though I dont know why?) I stopped reading after the fekkin kitchen tiles crap, she may have actually had summat to say... doubt it though)
IainZ said:
Not to mention
"If she chooses an English university, her degree course will cost us £9,000 a year in tuition fees, plus at least £15,000 in rent and living expenses. If she can find a suitable degree course in Scotland, there will be no tuition fees but still rent and living expenses. Unless we want her to emerge with huge debts, we’ll have to contribute. It’s enough to make you want to put your head in your hands and weep."
Another numbskull too stupid to understand how the Student loan system works.
HELLOOOO! If they don't earn much after they graduate they never have to pay it back!!! Even if they do earn reasonably well they pay it back at an affordable rate. Its the cheapest (nearly free) money you'll ever get your hands on. My kids will be borrowing every single penny we can get!
Hear, hear!"If she chooses an English university, her degree course will cost us £9,000 a year in tuition fees, plus at least £15,000 in rent and living expenses. If she can find a suitable degree course in Scotland, there will be no tuition fees but still rent and living expenses. Unless we want her to emerge with huge debts, we’ll have to contribute. It’s enough to make you want to put your head in your hands and weep."
Another numbskull too stupid to understand how the Student loan system works.
HELLOOOO! If they don't earn much after they graduate they never have to pay it back!!! Even if they do earn reasonably well they pay it back at an affordable rate. Its the cheapest (nearly free) money you'll ever get your hands on. My kids will be borrowing every single penny we can get!
The amount of cretins I've had pompously tell me that they didn't go to uni 'cos ov the debt innit' when I mention that I'm a student, in such a way that it would seem that anyone choosing to go is a money wasting fool is unbelievable. Yeah, it's not the fact that you haven't a f
king chance of passing the first year is it...glazbagun said:
Why do people read the Daily Mail?
I read the online version as 'bubblegum for the brain'. However, does an appreciation of reporting designed to mildly annoy Middle England (who will do nothing other than tut disapprovingly at one another), diminish more serious journalism?
Not a bit of it.
bint said:
We’ve teetered just under our overdraft limit for years (who hasn’t?)
Actually lots of people.The people who will eventually buy your house, at auction, for a fraction of the grossly inflated price you no doubt paid thinking 'ouses never go down, spring to mind.
Lots of other nonsense, but another one that stood out to me
spendthrift harlot said:
If she chooses an English university, her degree course will cost us £9,000 a year in tuition fees, plus at least £15,000 in rent and living expenses
£15,000 eh?That's nearly £300 a week, 52 weeks of the year. You would have been a pretty flash student at my university throwing that sort of money around.
Then there's her money saving tips - go on quidco for restaurant vouchers. Switch power suppliers.
Here's some money saving tips for you, you numpty.
Cut your £400 a month (!) heating costs by getting some wood, cutting it yourself and burning it. I was given a whole dead tree once by someone who just wanted it off their land. A couple of years worth of free fuel for the price of a days chainsawing.
Don't spend the "average" £600 on Christmas this year.
Don't bother with quidco restaurant vouchers - cook stuff for yourself, on the cheap.
And then there's Peter from Rugby (who is a Headmaster, God help us) finding that "even Sky TV is a luxury." Yes Peter, it is. In fact TV is a luxury. Difficult as that maybe to believe.
Never mind eh? There are grants, subsidies and benefits to be had. Build a windmill, we'll get out of it yet.
The real fun will start when the interest rates rise, as they will have to when inflation kicks in. How on earth are these 'ard workin faaamilies going to cope with mortgage and credit card debts suddenly rising?
But getting back to unfairness, which is more fun, in better times (September) she wrote this piece of nonsense wittering on about her Karen Miller jumpers, Fired Earth tiles and her £300 wellies.
She is of course just a journalist selling copy, so no surprise that she's a bit of a camelion in such matters, but she probably does speak for a good number of the lunatics out there.
She is of course just a journalist selling copy, so no surprise that she's a bit of a camelion in such matters, but she probably does speak for a good number of the lunatics out there.
Mobile Chicane said:
glazbagun said:
Why do people read the Daily Mail?
I read the online version as 'bubblegum for the brain'. However, does an appreciation of reporting designed to mildly annoy Middle England (who will do nothing other than tut disapprovingly at one another), diminish more serious journalism?
Not a bit of it.
As to the DM here, as often happens it's not the Mail that's saying anything. All there is to complain about is the decision to publish what somebody writes. It's an article not an editorial.
We get the same thing when e.g. ONS statistics are published in the Mail, yet the same stats get published in other papers too.
Obviously everybody on PH can tell the difference between editorial opinion and contributor opinion, also between fact and fantasy. After all if you want a real laugh you can always read Guardian or Independent content after perusing the Mail. Try looking up some stuff under 'Johann Hari' or 'Polly Toynbee'.
Absolutely no issue with how people want to live their lives - if people prefer to live by borrowing as much as poss to finance a lifestyle they can't sustain, entirely their own affair. But not realising or accepting how lucky one might have been to enjoy that lifestyle, and moaning about how terrible it is that one is having to do without luxuries many people do without anyway? Shallow, contemptible excuse for a human being.
I earn above the average (just) and have a nice (not that large) house and 2 (second hand) cars. While I have occasionally got into debt on CCs (all paid off now), I've never used an overdraft facility in my life. Never even occurred to do so. Times are harder now (just my salary coming in, for one) but you know what? I thank my lucky stars every day and never take what I do still have for granted.
She should learn some humility.
I earn above the average (just) and have a nice (not that large) house and 2 (second hand) cars. While I have occasionally got into debt on CCs (all paid off now), I've never used an overdraft facility in my life. Never even occurred to do so. Times are harder now (just my salary coming in, for one) but you know what? I thank my lucky stars every day and never take what I do still have for granted.
She should learn some humility.
Edited by Flip Martian on Friday 21st October 07:03
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