Iphone 15 credit card storage etc
Discussion
I’ve always just used Apple Pay and stocard for any store cards that don’t work with Apple Pay. However to pay at pump at Tesco you need a card and the QR code scanners can be hit and miss for the Clubcard so I picked up a MagSafe wallet from mymemory very cheap (genuine Apple article) and that keeps a card, Clubcard and licence. I was sceptical it would keep coming off the phone but it’s rock solid.
Timmos1974 said:
I was under the impression that after a certain amount of touch payments the bank asks the card owner to insert in machine.??
No. Apple Wallet (Apple Pay) is only limited by the card's limit.I rarely (if ever) carry cash or cards any more, just my phone. I have two cards on there, a debit and a charge (never use the debit). You can also nominate a card on your phone as an Oyster/travel card too.
I now use my phone to pay for everything (and I mean everything)- - and all over Europe too. Never once had a problem.
One of the benefits of Covid is that it drove acceptance of contactless payment, previously it was patchy, particularly for small purchases... now you can use it for a £3 coffee or a £10k watch.
Timmos1974 said:
I was under the impression that after a certain amount of touch payments the bank asks the card owner to insert in machine.??
If there is all I know is I haven't reached it.I could tell you the PIN number on one of my physical cards as I set it but not the other one and I've had that a few months now and it's never been out my wallet other than to read the number for online transactions from places that don't take Apple Pay.
Same with limits far as I know there isn't one like there is with contactless (unless your bank sets some arbitrary one but that's them rather than Apple Pay itself).
Is this page wrong then, or am I misunderstanding? I thought I'd hit this problem but it sounds like maybe it was confusion over the physical card vs Apple pay.
https://support.apple.com/en-gb/HT207435
https://support.apple.com/en-gb/HT207435
Seems dependent on retailer.
https://www.mastercard.co.uk/en-gb/personal/ways-t...
https://www.nationwide.co.uk/help/payments/card-pa...
https://www.hsbc.co.uk/ways-to-bank/mobile/apple-p...
I've done a couple of online Apple Pay transactions recently where each was around £300 with no problem or additional verification needed.
https://www.mastercard.co.uk/en-gb/personal/ways-t...
https://www.nationwide.co.uk/help/payments/card-pa...
https://www.hsbc.co.uk/ways-to-bank/mobile/apple-p...
I've done a couple of online Apple Pay transactions recently where each was around £300 with no problem or additional verification needed.
768 said:
Is this page wrong then, or am I misunderstanding? I thought I'd hit this problem but it sounds like maybe it was confusion over the physical card vs Apple pay.
https://support.apple.com/en-gb/HT207435
The key word on that article is “may”. https://support.apple.com/en-gb/HT207435
I’ve been using Apple Pay worldwide since its launch and have never had to enter a pin.
768 said:
Is this page wrong then, or am I misunderstanding? I thought I'd hit this problem but it sounds like maybe it was confusion over the physical card vs Apple pay.
https://support.apple.com/en-gb/HT207435
That's odd - I wonder if it's referring to something other than iPhones using Apple Pay? https://support.apple.com/en-gb/HT207435
I've used my iPhone for purchases over £10k and in restaurants regularly all over Europe with amounts significantly over €50. Hotel bills etc etc. Never any issue and no pin code needed.
@the OP - stick a card on there and try it. Pretty easy.
Im now asking the same question .... im in France and there is a physical amount not allowed on contactless of 50 euros....ive never tried it on the phone ie double click the right button to activate wallet.
I understand that with the card after a certain amount or transactions or amount the card must be inserted and the code entered to avoid fraud.
But if I can use the phone and leave my cards at home brilliant.
I understand that with the card after a certain amount or transactions or amount the card must be inserted and the code entered to avoid fraud.
But if I can use the phone and leave my cards at home brilliant.
Timmos1974 said:
Im now asking the same question .... im in France and there is a physical amount not allowed on contactless of 50 euros....ive never tried it on the phone ie double click the right button to activate wallet.
I understand that with the card after a certain amount or transactions or amount the card must be inserted and the code entered to avoid fraud.
But if I can use the phone and leave my cards at home brilliant.
Will be fine. Give it a go with your wallet just to keep your mind at ease if you like. I understand that with the card after a certain amount or transactions or amount the card must be inserted and the code entered to avoid fraud.
But if I can use the phone and leave my cards at home brilliant.
I’ve never really understood the appeal of phone cases that hold cards.
Surely it’s just increasing your risk of being mugged, walking down the street on the phone not paying attention to what’s going on around you with credit cards flapping about for all to see as well as the fancy phone?
Surely it’s just increasing your risk of being mugged, walking down the street on the phone not paying attention to what’s going on around you with credit cards flapping about for all to see as well as the fancy phone?
colin79666 said:
I’ve never really understood the appeal of phone cases that hold cards.
Surely it’s just increasing your risk of being mugged, walking down the street on the phone not paying attention to what’s going on around you with credit cards flapping about for all to see as well as the fancy phone?
Dont worry they will ask for your wallet afterwardsSurely it’s just increasing your risk of being mugged, walking down the street on the phone not paying attention to what’s going on around you with credit cards flapping about for all to see as well as the fancy phone?
NDA said:
One of the benefits of Covid is that it drove acceptance of contactless payment, previously it was patchy, particularly for small purchases... now you can use it for a £3 coffee or a £10k watch.
Contactless used to be a min £5 purchase so I wonder if stores have increased their prices for low priced items to compensate for any fees they incur for using the contactless terminal.Another thing that has happened alongside this is the payment terminals now annoyingly prompt you to make a charity donation.
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