Claims and dissolving companies

Claims and dissolving companies

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M1AGM

Original Poster:

2,800 posts

39 months

Thursday 23rd March 2023
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If I start the legal process of a claim (as a private individual) through my solicitor against a business that currently has significant assets and owes me a lot of money, can the director of that business simply wind up the company and move assets to a new co without having to deal with the claim? Is there any mechanism whereby one cannot dissolve a company if a claim has been raised against it? Or is there a mechanism that would make it illegal to do so. I notice that with BBLs people have been convicted for not informing creditors when dissolving a business, is there anything that applies here or am I (likely) pissing in the wind?

Panamax

5,102 posts

41 months

Thursday 23rd March 2023
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Yes, a company can be wound up pretty much any time but that doesn't make its "liabilities" disappear.

In a winding up the "assets" are converted into cash and that cash is used to settle the "liabilities" with any remaining cash then available to be distributed to company shareholders.

A judgment against a company dos not give priority over other creditors, it simply ranks alongside them.

No, directors can't just wander off with the assets.


Panamax

5,102 posts

41 months

Thursday 23rd March 2023
quotequote all
M1AGM said:
If I start the legal process of a claim (as a private individual) through my solicitor against a business that currently has significant assets and owes me a lot of money
You can, of course, yourself issue a petition for winding-up of the company if it isn't paying money you are owed. This would not be an unusual course of action and will often trigger prompt payment of what you are owed. Ask your solicitor about this.

M1AGM

Original Poster:

2,800 posts

39 months

Thursday 23rd March 2023
quotequote all
Yes thanks for the replies panamax.

Could the director, for example, liquidate all the assets and declare a dividend, take the cash, and then wind up the business?

I think what I'm trying to get to is when does a claim that is in progress become a liability that needs to be settled if the company is wound up.

Panamax

5,102 posts

41 months

Thursday 23rd March 2023
quotequote all
M1AGM said:
Could the director, for example, liquidate all the assets and declare a dividend, take the cash, and then wind up the business?
No, not without breaking the law and becoming personally liable for the company's debts. Also risking being banned as a director.

Generally speaking a company is only allowed to dividend out its "distributable profits". The capital of the company (the amount paid in to buy its shares) must stay in the company.

HOWEVER, if the company has, say, share capital of £100 and distributable profits of £1m it can pay out the £1m just leaving £100 in the company, which would be no use to you at all.

So the next question is "how are distributable reserves calculated if there's significant litigation in progress?" That is, indeed, the question. You can't just issue a writ against the company for £1m and assume that will lock everything solid. The directors and/or advisers and auditors of the company can form a view as to the likely outcome of the litigation (i.e. the liability) and set aside appropriate cash to deal with it. Other cash (distributable reserves, not capital) could still be paid out as dividend.

M1AGM

Original Poster:

2,800 posts

39 months

Thursday 23rd March 2023
quotequote all
Panamax said:
No, not without breaking the law and becoming personally liable for the company's debts. Also risking being banned as a director.

Generally speaking a company is only allowed to dividend out its "distributable profits". The capital of the company (the amount paid in to buy its shares) must stay in the company.

HOWEVER, if the company has, say, share capital of £100 and distributable profits of £1m it can pay out the £1m just leaving £100 in the company, which would be no use to you at all.

So the next question is "how are distributable reserves calculated if there's significant litigation in progress?" That is, indeed, the question. You can't just issue a writ against the company for £1m and assume that will lock everything solid. The directors and/or advisers and auditors of the company can form a view as to the likely outcome of the litigation (i.e. the liability) and set aside appropriate cash to deal with it. Other cash (distributable reserves, not capital) could still be paid out as dividend.
Thank you. That is what I was hoping is the case. So I need to keep my eyes peeled for any notice to dissolve the business should they go that way, and notify whoever is dealing with it that we are in the process of a claim (which by that point we will know the value of the claim).

Panamax

5,102 posts

41 months

Thursday 23rd March 2023
quotequote all
M1AGM said:
So I need to keep my eyes peeled for any notice to dissolve the business should they go that way, and notify whoever is dealing with it that we are in the process of a claim (which by that point we will know the value of the claim).
Frankly I'd get proceedings issued asap, either for simple recovery of the debt or for winding-up. Very often these things are coloured by the "hope" of future business. That's the big bridge you need to either cross or swerve away from.

M1AGM

Original Poster:

2,800 posts

39 months

Thursday 23rd March 2023
quotequote all
Panamax said:
M1AGM said:
So I need to keep my eyes peeled for any notice to dissolve the business should they go that way, and notify whoever is dealing with it that we are in the process of a claim (which by that point we will know the value of the claim).
Frankly I'd get proceedings issued asap, either for simple recovery of the debt or for winding-up. Very often these things are coloured by the "hope" of future business. That's the big bridge you need to either cross or swerve away from.
I agree about asap, although I’m not sure what you mean about the hope of future business. Cant do anything yet as there is a process to follow to be able to prove the debt and make the claim, both of which will happen.

Panamax

5,102 posts

41 months

Thursday 23rd March 2023
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M1AGM said:
I’m not sure what you mean about the hope of future business.
Typically suppliers are reluctant to sue customers because of the risk the customer will promptly cease to be a customer.

M1AGM

Original Poster:

2,800 posts

39 months

Thursday 23rd March 2023
quotequote all
Panamax said:
M1AGM said:
I’m not sure what you mean about the hope of future business.
Typically suppliers are reluctant to sue customers because of the risk the customer will promptly cease to be a customer.
Ah ok. I’m the customer. Zero hope of future business.

StevieBee

13,592 posts

262 months

Friday 24th March 2023
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Does the money the company owe you relate to invoiced goods or services you've provided or does it relate to the quality of goods or services you've purchased?