ZOPA

Author
Discussion

bigbaddom

Original Poster:

505 posts

241 months

Thursday 10th March 2005
quotequote all
anybody had a go?
For those of you who dont know what it is
www.zopa.com
It allows people to lend to people.
I tried to apply but I have been told that Equifax do not hold enough information on me. So I cant.
Frustrating.
What can I do?
I am a student, I have never had a loan, pay of my credit card in full each month. Used to pay of my contract phone each month (I now have apy as you go).
Never late with any repayments.
Short of taking out a loan.
What, if any salvation is there for me?
Thanks
Dom

rfisher

5,024 posts

290 months

Thursday 10th March 2005
quotequote all
Think you can bypass the Equifax credit check and give them credit card or utility company details instead.

Looks like a slower start to Zopa than they probably anticipated. I don't think lenders are going to make much as its AER interest not APR.

May be good for borrowing though as some people are putting silly low interest rate offers on.