Any Motor Insurers out there?

Any Motor Insurers out there?

Author
Discussion

.Mark

Original Poster:

11,104 posts

283 months

Saturday 20th November 2004
quotequote all
Looking to buy a car for our daughter who is about to learn to drive, I'd like to be able to get something 'interesting' because at times I'll be using it and don't really want to be driving around in some dodgy 1.0l Citroen AX or whatever.
Does anyone know where I can get a list of car insurance groups so I know where to start? It seems a damn sight easier than finding something and then checking groups and realising you need to sell a kidney or whatever.
At what group level does it get madly expensive too?
I'm thinking along this lines of a fun 4x4 or something but really don't know where to start.

Any help appreciated.

trevorw

2,875 posts

289 months

Saturday 20th November 2004
quotequote all
.Mark said:
don't really want to be driving around in some dodgy 1.0l Citroen AX or whatever.


Ouch that hurts

But to your question, I suggest that no matter what you get for a youngster and first time driving it will be expensive on insurance whatever you get. A Clio 1.2 or 1.4 Dynamique might be a good bet, they are a good little drive.
This is a Clio 1.2 Dynamique

Picture taken from cliosport.net and will be removed on request

As for Insurance you could try www.insuresupermarket.com/motor/default.asp?p=0

or www.confused.com

or if you are really brave back of MAX POWER mag adverts for speacialist young drives etc..

falcemob

8,248 posts

243 months

Saturday 20th November 2004
quotequote all
My daughter is just staring to learn and the insurance is horrendous. Cheapest was on our Corsa diesel in my wife's name. It will go up nearly 3 fold when she passes her test and wants her own policy. I would forget the fun 4x4 unless you own the Bank of England currency printers

>> Edited by falcemob on Saturday 20th November 21:55

vixpy1

42,676 posts

271 months

Saturday 20th November 2004
quotequote all
Our resident insurance expert.. well recommended!


www.pistonheads.com/gassing/profile.asp?h=0&memberId=27722

.Mark

Original Poster:

11,104 posts

283 months

Monday 22nd November 2004
quotequote all
Thanks Chaps,
Will continue the search

.Mark

Original Poster:

11,104 posts

283 months

Monday 22nd November 2004
quotequote all
Adding to Trevor's post and answering more of my question.
I had used confused before and they are good.

Question; Would you hypotheticaly speaking buy
A) Citroen AX. Small, econimical, easy to drive approx £650 to insure (£150 more than the TVR!)

B) Shougun. Safe, fun, good visibility, better equipped. £1300 to insure (not quite double the AX)

I'm leaning towards the Shogun as I think it would be more practical for me to use too from time to time. not that these are the only 2 choices, but I'm getting a feel for it.

Also found This Web Site which is good for finding groups.

insurance_jon

4,069 posts

253 months

Monday 22nd November 2004
quotequote all
They both seem pretty decent quotes, depending on the excess, if they are in your daughters name. I would take a hit on doing it in her name, then she's earning valuable no claims bonus (and not ruining yours).

The best bet is to let her pass her test. Then do the pass plus course (30% discount off her First insurance). Most insurers will give her 30 days after the policy has started for her to do the course.

.Mark

Original Poster:

11,104 posts

283 months

Monday 22nd November 2004
quotequote all
Thanks Jon, I'll look up some quotes in her name.

I wonder if you can answer me one question? Purely for ding I used Confused.com and requested quotes to add her to a couple of our existing cars.
Quote 1, to have her added to a Fiesta XR2i = £9628.00
Quote 2, to have her added to the TVR = £3575.00

How?

insurance_jon

4,069 posts

253 months

Wednesday 24th November 2004
quotequote all
Simple answer is there are a more companies around that will insure a TVR compared to the XR2. This due to how old the XR2 is, and the number of companies that stopped insuring them years ago due to claims experience......next!

.Mark

Original Poster:

11,104 posts

283 months

Wednesday 24th November 2004
quotequote all
insurance_jon said:
......next!


Give us a quote