Credit Card Merchant services

[vixpy1]

Can anyone give me some guidance on which merchant service provider gives the best deal for the the equipment and commision rates for credit card machines. I'm looking at Barlcays at the moment, is it the best or can i do better?

ta,

Charlie.

[simpo two]

I use Alliance and Leicester and everything seems OK. However I'm a small user and all my custom is 'customer not present' so I pay 3-4% commission. But the back up is very good and the helpline is always quick to answer.

Much nicer than Barclays who were snobby and arrogant - and wanted 5%!

[dontlift]

I use combo of Lloyds Cardnet and Protx, works well and 2.2% + 20 quid a month to protx

[insurance_jon]

hsbc (though I bank with lloyds) £15pm + 1.35%

[vex]

I've just been going through this.

HSBC are doing a special offer at the moment.

£250 set up fee and no monthly equipment rental and unusage fee. The problem for me is that at least 20% have to be customer present and most of my business is mail/telephone order.

An alternative is Streamline from the RBS, the set up is £250, but there is no minimal useage fee and any mix of mail order and customer present.

Things to look out for are the additional charges, obviously there is the % charges on the value but there is also a 'connection charge' made for each connection! It is only penny's but it still has an effect.

Chris

>> Edited by vex on Saturday 9th October 13:29

[vex]

Heres an update.

I've just had a quote from Barclays.

£13 +vat rental
2% ish
£125 set up cost inc vat.

Thats the best so far.