would you buy it?

Author
Discussion

caro

Original Poster:

1,018 posts

291 months

Friday 19th September 2003
quotequote all
We've seen a 1989 110 defender, HPI check shows it was a category C written off and repaired 6 years ago (ie over £2000 damage). Repair was basically replacemant chassis (so no rust now, i guess) and a couple of front panels.

It drives well, and the insurers, after first saying they wanted an engineer's report, now say a faxed copy of the MOT will do. Should we insist on a report anyway? Are we/the insurers (through a broker, some outfit called Fortis, anyoune know them?) mad? Would you buy it, or walk away?

Liszt on grog

4,330 posts

277 months

Friday 19th September 2003
quotequote all
Yeah, if the price is right. All a write off means that it was uneconomical for the insurer to repair it. If it was so badly damaged so as not to be repairable then it would be a cat B.
It is possible somebody has repaired it to good quality with new/reconditioned parts and cheap/own labour. They can then have it inspected and the damage indicated is changed to an inspection indicator.

If in doubt get an AA/RAC/LR inspection. Should be able to achieve 60-70% book price.

caro

Original Poster:

1,018 posts

291 months

Friday 19th September 2003
quotequote all
Liszt on grog said:
They can then have it inspected and the damage indicated is changed to an inspection indicator.



thanks for the reply - can you explain what you mean in this bit? would a basic inspection, eg by the AA, be enough to do this, and does it mean the status of the HPI report would change? would you need to send the report to the DVLA?

TIA for any help

steve-p

1,448 posts

289 months

Saturday 20th September 2003
quotequote all
I've got my 110 CSW on a policy with Fortis. I had never heard of them either but they were very competitive - half the price of NU for example. A lot of insurers wouldn't quote because it has more than 9 seats. According to my contact at a broker, the Fortis policy is a good one.

Ordinarily I wouldn't touch a repaired write-off with a bargepole, however Land Rovers are not like other cars. They are just a giant meccano set really, and there's no reason why it shouldn't be fine so long as it was repaired properly.

Liszt

4,330 posts

277 months

Saturday 20th September 2003
quotequote all
Look at the HPI website. THere is a company that does these inspections (or organise a subcontractor) They do an inspection of the vehicle and if it is safe to put back on the road they will inform the DVLA. THe HPI marker will change from substantial damage to repaired and inspected.

If this has been done then all you need is an AA/RAC/LR inspection to convinve yourself of the state of the vehicle. With cat C/D it is not about safety but money which causes the write off.

If you are interested definatly get it HPI'd. Or ask a friendly PHer with access to HPI to run a check for you.

caro

Original Poster:

1,018 posts

291 months

Sunday 21st September 2003
quotequote all
Thanks for your help - after checking both the HPI site and the DVLA site we thought it through, and this car has no paperwork at all about the repair, so that would put us needing to get the necessary "Thatcham approved" report to change its HPI status and at the price it just felt like too many hoops to jump through for future peace of mind.

I agree, normally write offs would be a complete no-no, but Landies are different. Having said that, altho' it this one may be fine, there is currently no proof this particular repair was properly done.

I'll remember the advice about Fortis, too.

The search continues!!

JSG

2,238 posts

290 months

Tuesday 23rd September 2003
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As a general word of advice, the AA / RAC reports are no better for Landys than they are for TVRs. You'd be better getting a report from an independant specialist who knows what they're looking at.

Buffalo

5,458 posts

261 months

Tuesday 23rd September 2003
quotequote all
At the end of the day for a land rover, the worst possible action needed to fix either a bodged or non-existent repair is to replace teh chassis. Thats it...!

If you spank your mondeo or whatever and it twists the chassis, it monocoque design means a repair can be tricky - twisted metal being harder to rectify.

With a ladder chassis of the landrover, you just cut out the relative part back to straight metal and repair. Or failing that, unbolt every thing and bolt it back ona new chassis!

I would not bat an eyelid i don't think, for a written off land rover - however it might be worth your while to check brakes and suspension etc......

If the price is right and the insurance company are fine, i would say go for it!!

caro

Original Poster:

1,018 posts

291 months

Wednesday 1st October 2003
quotequote all
Sorry JSG and Buffalo, haven't looked at this in a little while so failed to thank you for your opinions. We said no, Buffalo, as we felt the price didn't really acknowledge the situation. Still looking, but not in a great rush. Nice one in Beaconsfield last week but it went in a day before we could get to it.

JSG, like the new toy!

heightswitch

6,319 posts

257 months

Friday 3rd October 2003
quotequote all
Ensure the car is legit.

Lots of Newly restored landys out there on new chassis have new chassis because the car was originally stolen.

If the car is a re-build with a new chassis ask 1 question:

if it is a relatively late model (92 on) defender, then why did it need a new chassis?

If it was genuinely written off and re-build then fine buy it, If you are not certain of this then in all likelyhood the car could be stolen, and new chassis used to change its identity.

I know of this dodgy activity around Doncaster area, so buyer beware.

Other than this a new chassis on a landy is a reason to buy.

Neil.