Are you covered for theft? Insurance Policies and trackers
Discussion
A warning to those people with Land Rovers & Range Rovers who are covered by Churchill, Privilege and other insurers using the same underwriters:
They consider Land Rovers a theft risk and therefore have put a restriction on some policies that mean the vehicle is NOT covered for theft unless an approved tracker is fitted.
If you call them to arrange the policy, they will tell you this restriction. If you renew / setup your policy online, it IS mentioned but in my opinion, is it buried in quotation information! You have to look quite carefully to find our if such a restriction is listed under the endorsements section.
Fortunately, I've spotted it BEFORE taking out policies but I imagine some people will have missed it and will have no theft cover on their expensive car!
Admiral do not seem to require a tracker and the cost of the tracker subscription (£100+ pa) means it's unlikely to be worth the marginally cheaper policy from Churchill / Privilege.
Apologies if this has already been discussed.
They consider Land Rovers a theft risk and therefore have put a restriction on some policies that mean the vehicle is NOT covered for theft unless an approved tracker is fitted.
If you call them to arrange the policy, they will tell you this restriction. If you renew / setup your policy online, it IS mentioned but in my opinion, is it buried in quotation information! You have to look quite carefully to find our if such a restriction is listed under the endorsements section.
Fortunately, I've spotted it BEFORE taking out policies but I imagine some people will have missed it and will have no theft cover on their expensive car!
Admiral do not seem to require a tracker and the cost of the tracker subscription (£100+ pa) means it's unlikely to be worth the marginally cheaper policy from Churchill / Privilege.
Apologies if this has already been discussed.
Edited by ecs0set on Friday 6th August 13:18
ecs0set said:
A warning to those people with Land Rovers & Range Rovers who are covered by Churchill, Privilege and other insurers using the same underwriters:
They consider Land Rovers a theft risk and therefore have put a restriction on some policies that mean the vehicle is NOT covered for theft unless an approved tracker is fitted.
If you call them to arrange the policy, they will tell you this restriction. If you renew / setup your policy online, it IS mentioned but in my opinion, is it buried in quotation information! You have to look quite carefully to find our if such a restriction is listed under the endorsements section.
Fortunately, I've spotted it BEFORE taking out policies but I imagine some people will have missed it and will have no theft cover on their expensive car!
Admiral do not seem to require a tracker and the cost of the tracker subscription (£100+ pa) means it's unlikely to be worth the marginally cheaper policy from Churchill / Privilege.
Apologies if this has already been discussed.
Can you post a picture of the said restriction.They consider Land Rovers a theft risk and therefore have put a restriction on some policies that mean the vehicle is NOT covered for theft unless an approved tracker is fitted.
If you call them to arrange the policy, they will tell you this restriction. If you renew / setup your policy online, it IS mentioned but in my opinion, is it buried in quotation information! You have to look quite carefully to find our if such a restriction is listed under the endorsements section.
Fortunately, I've spotted it BEFORE taking out policies but I imagine some people will have missed it and will have no theft cover on their expensive car!
Admiral do not seem to require a tracker and the cost of the tracker subscription (£100+ pa) means it's unlikely to be worth the marginally cheaper policy from Churchill / Privilege.
Apologies if this has already been discussed.
Edited by ecs0set on Friday 6th August 13:18
Thanks
Love Labradors said:
swisstoni said:
The tracker is a fairly useful service to keep up.
I’m not sure why anyone would want to let it lapse for the sake of a tank of fuel subscription cost.
no point paying for something you do not need - and my subscription was way more than a tank of fuelI’m not sure why anyone would want to let it lapse for the sake of a tank of fuel subscription cost.
ecs0set said:
In the Product Information Document (PID):
3/4 of the way down the final summary information and not mentioned before then:
Thanks for the heads up, I checked my policy taken out in October last year and there’s no endorsement requiring a tracker so I must have timed it well. I’m guessing they won’t be too keen to retain my custom come renewal time!3/4 of the way down the final summary information and not mentioned before then:
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