Range Rovers becoming uninsurable in London?
Discussion
Mr Moley said:
FrankAbagnale said:
I bought a 2019 Velar last week and it was £1300 for the year with a £1000 excess in Cheltenham. If it wasn’t for that one quote, next cheapest was £1750 and after that astronomical money.
I have a place in London too, and using that address it was borderline uninsurable.
We have a place near Cheltenham as well and my insurance is exactly 3x as expensive in London now. I don't really have a choice but to use the London address though unfortunately as the cars are there most of the timeI have a place in London too, and using that address it was borderline uninsurable.
I was shocked earlier this year when I went to insure my 2010 RR with keyless start and im in N Ireland.
English insurance companies were far and away the most expensive and the cheapest for me was AXA NI, they cover the whole of the UK if anyone wishes to try them. They don't come up on comparison sites.
English insurance companies were far and away the most expensive and the cheapest for me was AXA NI, they cover the whole of the UK if anyone wishes to try them. They don't come up on comparison sites.
Try Direct Line if your RR is worth less than £75k as they aren’t on the comparison sites. I got a good deal with NFU with a £120k RR so worth a try too.
If you haven’t already consider fitting a decent tracker/immobiliser such as a Metatrak which is recognised by insurers.
My theft excess is £2k so I also fitted a Ghost like CAN bus immobiliser which isn’t recognised by the insurers but at £500 fitted was worth it to add another layer of security.
Finally, switch off the keyless entry so you have to press a button to unlock and stops the naughty people from scanning your key. An easy additional layer of security.
If you haven’t already consider fitting a decent tracker/immobiliser such as a Metatrak which is recognised by insurers.
My theft excess is £2k so I also fitted a Ghost like CAN bus immobiliser which isn’t recognised by the insurers but at £500 fitted was worth it to add another layer of security.
Finally, switch off the keyless entry so you have to press a button to unlock and stops the naughty people from scanning your key. An easy additional layer of security.
djc206 said:
He basically said yeah, we knew that ages ago which is why we made the new models harder to steal. I would hope that once theft data for the newer models comes through premiums drop to more sensible levels for those models but maybe thieves will just go back to the old millennium burglary method. For now I don’t consider my premium to be outrageous but I will certainly go back to my younger years ways of checking out insurance quotes before I order a new car now.
Well the video linked to above was a newer model and if you search around you will various tools fundamentally doing the same as previous gen cars.The only issue being getting into the vehicle but for some that is just a minor hurdle to overcome, I think for many the fact it can even be started is the true fundamental issue.
It is also the first time I have seen a straight obd2 port theft on a newer model. JLR know there is a weakness in the new models if you look around at newer models as some methods attack the seat wiring linking into the canbus.
Ninja59 said:
Well the video linked to above was a newer model and if you search around you will various tools fundamentally doing the same as previous gen cars.
The only issue being getting into the vehicle but for some that is just a minor hurdle to overcome, I think for many the fact it can even be started is the true fundamental issue.
It is also the first time I have seen a straight obd2 port theft on a newer model. JLR know there is a weakness in the new models if you look around at newer models as some methods attack the seat wiring linking into the canbus.
Oh well, then my premium is going to remain high I guess. Fortunately. around here the SUV of choice for thieves is ~5-7 year old Mercs at the moment.The only issue being getting into the vehicle but for some that is just a minor hurdle to overcome, I think for many the fact it can even be started is the true fundamental issue.
It is also the first time I have seen a straight obd2 port theft on a newer model. JLR know there is a weakness in the new models if you look around at newer models as some methods attack the seat wiring linking into the canbus.
Edit to add: looking at the video you mention the car is unlocked. That’s not necessarily the same as someone having just put the window in and plugging something into the port as was suggested above. Unless it really is that simple of course but you’d really rather hope not.
Edited by djc206 on Saturday 22 July 08:16
Wiggwam said:
My brother works for JLR snip snip snip
Next point is their security, older cars were easier to steal, yes, but the newer cars are actually more difficult than competitors and the remote keys cannot be relayed... .
Insurance came in and is a shock. Next point is their security, older cars were easier to steal, yes, but the newer cars are actually more difficult than competitors and the remote keys cannot be relayed... .
Just reading through this thread ..
trying to establish if there is any point in a faraday pouch as the new system (UWB ) for the L460 (& others) uses a system that as you say can’t be relayed.
Any updates? Is this still the case? Anyone…,
RRBill said:
Insurance came in and is a shock.
Just reading through this thread ..
trying to establish if there is any point in a faraday pouch as the new system (UWB ) for the L460 (& others) uses a system that as you say can’t be relayed.
Any updates? Is this still the case? Anyone…,
You can switch Keyless off on the L460. I’ve done it on mine as I always press the key fob button anyway. Just reading through this thread ..
trying to establish if there is any point in a faraday pouch as the new system (UWB ) for the L460 (& others) uses a system that as you say can’t be relayed.
Any updates? Is this still the case? Anyone…,
The above really is rather sad to read.
I still keep browsing the classifieds for an FFRR or RRS or Disco. But that list is worrying. SIX out of the top 10 most stolen cars are LR products. What is odd is that in fact the Velar appears to be the most stolen but isn’t on the list; so that makes 7. Obviously in the short term this will impact insurance premiums but mid to long term is surely going to hammer residuals. Who in their right mind is going to buy one of these now knowing that come resale there is going to be a massive bitter pill to swallow (assuming it’s not been pinched and they still have the car to sell).
Edited by W12GT on Tuesday 25th July 21:49
W12GT said:
The above really is rather sad to read.
I still keep browsing the classifieds for an FFRR or RRS or Disco. But that list is worrying. SIX out of the top 10 most stolen cars are LR products. What is odd is that in fact the Velar appears to be the most stolen but isn’t on the list; so that makes 7. Obviously in the short term this will impact insurance premiums but mid to long term is surely going to hammer residuals. Who in their right mind is going to buy one of these now knowing that come resale there is going to be a massive bitter pill to swallow (assuming it’s not been pinched and they still have the car to sell).
Edited by W12GT on Tuesday 25th July 21:49
Cold said:
W12GT said:
The above really is rather sad to read.
I still keep browsing the classifieds for an FFRR or RRS or Disco. But that list is worrying. SIX out of the top 10 most stolen cars are LR products. What is odd is that in fact the Velar appears to be the most stolen but isn’t on the list; so that makes 7. Obviously in the short term this will impact insurance premiums but mid to long term is surely going to hammer residuals. Who in their right mind is going to buy one of these now knowing that come resale there is going to be a massive bitter pill to swallow (assuming it’s not been pinched and they still have the car to sell).
Edited by W12GT on Tuesday 25th July 21:49
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